The RRSP/RRIF Meltdown Strategy

 November 27, 2025 |Charles W. Cullen III
The RRSP/RRIF meltdown strategy may be a tax-efficient way to replace some of your excess registered assets with non-registered assets using an investment loan. This article describes the meltdown strategy and highlights some of the potential issues you...
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2025 Year End Tax Planning for Individuals

 November 20, 2025 |Charles W. Cullen III
As year-end approaches, taking some time to review your financial affairs may yield significant tax savings. To help ensure you leave no stone unturned, here's a summary of some common year-end tax planning strategies. Click Here
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Taxation of a Tax-Free Savings Account (TFSA) for U.S. Persons

 November 13, 2025 |Charles W. Cullen III
A TFSA is a flexible savings vehicle where investment income earned (and growth) in the account is tax-free for Canadian tax purposes. However, U.S. persons who hold a TFSA may be subject to additional tax and filing requirements. Therefore, it’s important...
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2025 Federal Budget

 November 06, 2025 |Charles W. Cullen III
The anticipate budget release finally came this week. The following is a summary of the most significant tax and wealth planning measures proposed in the budget. To review the impact on you and your situation, please reach out. Click Here
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