The RRSP/RRIF Meltdown Strategy

November 27, 2025 | Charles W. Cullen III


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The RRSP/RRIF meltdown strategy may be a tax-efficient way to replace some of your excess registered assets with non-registered assets using an investment loan. This article describes the meltdown strategy and highlights some of the potential issues you should consider before incorporating this borrowing-to-invest strategy into your overall financial plan. For more information, please reach out. 

 

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