Incorporate or Not?

June 29, 2023 |Charles W. Cullen III
If you are considering incorporating your business, you should take the time to learn about the possible advantages and drawbacks of incorporation. This article highlights some points you may want to review prior to making a decision. As always, for more...
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Creditor Protection of RRSPs and RRIFs

June 21, 2023 |Charles W. Cullen III
Many do not know that their RRSP or RRIF may be protected in the event of bankruptcy. This article explains the circumstances under which these plans are protected, the limitations of this protection, and general strategies for you to consider. Click...
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RRSP Strategies at Age 71

June 15, 2023 |Charles W. Cullen III
An RRSP must mature by December 31 of the year in which you turn 71. However, RRSP contribution room is based on your previous year's income. This article outlines potential strategies that will allow you to benefit from your age 71 earned income (which...
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Ten Strategies to Pay Less Tax in Retirement

June 08, 2023 |Charles W. Cullen III
Are you approaching retirement or have retired recently? There are several approaches you may want to consider to maximize your after-tax retirement income. For more information on how best to make your dollars last, please reach out. Click Here
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Old Age Security and Other Government Income Sources

June 01, 2023 |Charles W. Cullen III
As you approach age 65, you may have questions about the Old Age Security program. This article discusses the OAS pension, how it is calculated, and strategies that may help you minimize the impact of the OAS clawback. Click Here
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