Taxation of a Tax-Free First Home Savings Account (FHSA) for U.S. Persons

 October 29, 2025 |Charles W. Cullen III
An FHSA is a registered account to help Canadian residents save on a tax-free basis to purchase their first home. The IRS has not provided any specific guidance on the U.S. treatment of FHSA. If you should open one, or any other registered account in...
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Taxation of Canadian Registered Savings Plans for U.S. Persons

 October 23, 2025 |Charles W. Cullen III
There are a number of registered savings plans available to Canadian residents that provide tax and other benefits. However, U.S. persons who have an interest or involvement in these plans may be subject to punitive U.S. tax, additional U.S. filing requirements...
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Transferring a U.S. Plan to Your RRSP or RRIF

 October 16, 2025 |Charles W. Cullen III
This article discusses transferring your U.S. retirement plan to your registered retirement savings plan (RRSP) or registered retirement income fund (RRIF) on a tax-efficient basis. This planning is only advantageous in certain situations - for more information...
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How The One Big Beautiful Bill Act affects Canadians

 October 09, 2025 |Charles W. Cullen III
This article discusses some of the key changes that may be relevant to U.S. persons living in Canada. This article provides a high-level overview of the changes and for more information please reach out. Click Here
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