Investment Holding Companies

 August 28, 2025 |Charles W. Cullen III
For many business owners, using an investment holding company is a popular strategy to save for retirement. However, when it comes to earning investment income through a corporation, you need to consider both corporate taxes and personal taxes when you...
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Salary Versus Dividend Income

 August 21, 2025 |Charles W. Cullen III
A debate that continues within the accounting and financial planning industry is for an owner-manager, whether to pay yourself a salary, dividend, or both. This article discusses the tax implications of receiving a salary versus dividend, as well as some...
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To Incorporate or Not

 August 14, 2025 |Charles W. Cullen III
As a sole proprietor, you may wonder whether to incorporate your business. While incorporating is good for some, not all businesses will benefit from a corporate structure. This article highlights some of the points you may consider when deciding whether...
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Withdrawing from an RESP

 August 08, 2025 |Charles W. Cullen III
If you’ve established a registered education savings plan (RESP), you may now be wondering how you can access the funds in the plan. This article explores the different types of RESP withdrawals. It also discusses the issues that may arise if the subscribers...
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