Our Insights

To quote one of the most iconic voices of the 1980s – “Oh what a feeling, when we’re dancing on the ceiling.” Now that we have implanted that ear worm in your heads, let’s segue to a ceiling of another sort – the Bank of Canada’s latest rate decision and the likelihood that the BoC has reached the ceiling.

This week, we are going to spend a little time discussing the issue of correlation vs. causation. Before your eyes glaze over in a fog of – say what now? – we are going to endeavor to make this both brief and hopefully mildly entertaining.

The main narrative of 2022 was that inflation had become deeply rooted and the only way to bring it down was for central bankers to aggressively raise interest rates. This led to an unprecedented rate hiking campaign by both the Bank of Canada and the U.S. Federal Reserve.

Only a year ago, income was hard to come by. Stocks were pretty much the only game in town when it came to generating an income stream of greater than 4% and even that posed a challenge when trying to build a diversified portfolio of securities.

This week we will take a deeper dive into the Canadian dollar and discuss our thoughts on the outlook for 2023 and beyond.

“Peak Pain”, which is ½ of our alliteration is the Point (3 of 4) at which economic indicators, while not necessarily ready to turn to the positive are no longer deteriorating.

Inflation is on the top of mind these days, and the news has not been good. Perhaps the numbers in October are better than we expected.

For this week’s missive, we thought we would step away from our usual fare and instead weigh in on the upcoming U.S. midterm elections.

Today we examine the most recent CPI release and what it means.

2022 is on a bold (and painful) course that has rarely, if ever, been travelled before.

We look at the best and worst years to be born from an investing perspective. Spoiler alert – 1943 was a gem.

Understanding what taxes and fees that will be owed upon death can be an important step in proper planning. We discuss some of these steps.