Moving from Canada to the U.S.

June 12, 2025 |Charles W. Cullen III
There are many reasons why Canadians find themselves moving to U.S. Regardless of the reason, it is important to be aware of the tax and estate planning issues that can arise as a result of your move as well as planning opportunities you may be able to...
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Transferring a Foreign Pension Plan To Your RRSP or RRIF

June 09, 2025 |Charles W. Cullen III
When people work abroad, they will often accumulate a pension in that country. For some, they then look to consolidate that pension with your RRSP or RRIF. To learn more, click the link. To have an in-depth conversation on your unique circumstances, please...
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2025 U.S. Tax Reform - Possible Impacts for Canadians

May 30, 2025 |Charles W. Cullen III
Under the One Big Beautiful Bill Act, there are proposed tax legislation that would impact U.S. withholding tax rates for Canadians and Canadian corporations. This is something that will be closely watched moving forward as the impact may be very material...
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Canada Pension Plan Retirement Pension

May 22, 2025 |Charles W. Cullen III
After years of contributing to the Canada Pension Plan (CPP), you may wonder how this plan will help you in retirement. This article examines how the CPP retirement pension works, your options for taking the pension and the implications of your choices...
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Income Taxes at Death

May 08, 2025 |Charles W. Cullen III
As the legal representative for an estate, under the Income Tax Act, you’re responsible for filing all required tax returns for the deceased and making sure all taxes owing are paid. For information that may assist you in filling, click the link. For...
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The RBC Charitable Gift Program

May 01, 2025 |Charles W. Cullen III
The RBC Charitable Gift Program is designed to make it easy to support charitable causes that are important to you, while potentially receiving significant tax advantages. For more information, please reach out. Click Here
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Charitable Donation of Securities

April 24, 2025 |Charles W. Cullen III
For those who are charitably inclined, making your charitable donation using appreciated securities rather than cash is worth exploring. This article discusses the potential tax benefits and strategies that many of our clients use. For more information...
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Borrowing to Invest, When is Interest Tax-Deductible

April 17, 2025 |Charles W. Cullen III
As part of your overall financial plan, you may have borrowed money in order to invest. One attraction of borrowing to invest is the ability to deduct your interest expense for tax purposes. However, it is important to note that using borrowed money to...
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Income From Joint Accounts Held Between Spouses

April 10, 2025 |Charles W. Cullen III
It is often assumed that spouses can split income earned in a joint account. This is not the case. To learn how the income is allocated, please click the article. For more information, please reach out. Click Here
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First Home Savings Account

April 03, 2025 |Charles W. Cullen III
With spring around the corner, the home buying and selling market typically heats up. For those who are buying there first home, opening up a FHSA (First Home Savings Account) is a great first step. For more information, please reach out. Click Here
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