Professional Network

It is important, as your wealth advisor, that we work in concert with your team of chosen experts who have a stake in your financial well-being. This includes legal, accounting,            personal / private banking, and commercial banking professionals. We work with your existing team of professionals to ensure your wealth management strategies are seamlessly integrated and implemented. If you require a referral to a professional, either internal or external to RBC, we would be happy to provide access to our extensive network.

High Net Worth Planning

We work closely with Planning Specialists who have expertise in advising high net worth families and individuals. The high net worth planning team identifies custom strategies and solutions to efficiently align your personal, family, and business wealth management needs in a tax efficient manner.

Coady Cormier B.B.A. (Finance), LL.B., TEP

Vice President, High Net Worth Planning Services

Coady has assisted high-net-worth and ultra-high-net-worth families with tax and estate planning since 1992. His guidance supports clients in their relationship with their external professional advisors, with whom he frequently interacts. His expertise includes tax and estate planning for executives, business owners, professionals, retirees and those individuals with U.S. considerations.

An extensive background including the CICA In-Depth Tax Course (Level I, II and III), a law degree from Dalhousie Law School, and a finance degree from Bishop’s University. Called to the Ontario Bar in 1992 and the Alberta Bar in 1998, Coady honed his expertise as a tax, legal, and estate professional in private practice, in government, and while with a trust company.

Coady is a member of the Canadian Tax Foundation, the Canadian Bar Association (Southern Alberta Branch, Tax Specialist and Wills Section) and the Society of Trust and Estate Practitioners (Canadian Chapter, Calgary Branch). He holds a Full Life Insurance License in Alberta.

Faisal Jamal, CPA, CA

Vice President, High Net Worth Planning Services

Faisal specializes in tax and estate planning for high net worth families.

Prior to joining RBC, Faisal was a senior tax manager with a mid-size accounting and advisory firm, as well as with a multi-national accounting firm. Faisal’s expertise includes tax and estate planning for high net worth individuals and families, professionals, and business owners.

Faisal is a Chartered Accountant and his educational background includes the completion of the CICA’s in-depth tax course (Level I, II and III), a Bachelor of Arts in Economics from the University of Victoria, and a Masters of Professional Accounting from the University of Saskatchewan. He is also a member of the Canadian Tax Foundation.

Will and Estate Planning

Thorough estate planning is paramount to ensuring your wealth is properly transferred to your beneficiaries of choice. When a client's will is either non-existent or incongruent with their estate planning intentions, our complimentary will and estate consultation can uncover deficiencies, provide recommendations, and assist with improved implementation.

Once a comprehensive estate plan has been determined, often a subsequent consideration is positioning your assets to minimize your estate's tax exposure. To that end, our estate plan review process is available to help you maximize the value of your estate by positioning your assets in tax-efficient or tax-exempt strategies.

John Simes, LL.B.

Vice President and Will and Estate Consultant

John works closely with our team to provide you with information on structuring your estate in an efficient and tax-effective manner, and will provide a complimentary review of your existing will. Following your meeting, John will provide you with a report outlining various estate planning considerations for you to explore in further detail with your lawyer and / or accountant.

John attended the University of Manitoba and received a Juris Doctor in 2002. Prior to joining RBC Dominion Securities John worked with a prominent national law firm and a large trust company where he gained extensive experience in estate administration, wills, trusts, powers of attorney and personal directives.

John is a member of The Law Society of Alberta, The Canadian Bar Association and The Calgary Bar Association.

Eric Milner, CLU, CHS

Estate Planning Specialist

Eric is a valuable member of our team, helping you create, preserve, and increase your wealth by incorporating insurance solutions into your comprehensive financial plan. He is able to provide innovative and tax-efficient solutions to various wealth management needs.

Having begun his career in the financial services industry in 2003, Eric has a diverse range of experience working in both sales and management positions, within a variety of Canadian life insurance companies. He joined RBC Wealth Management Financial Services in 2014.

With experience in both personal and corporate insurance planning, Eric is able provide unique and customized solutions to meet your needs and maximize the financial and tax advantages of insurance products. He focuses on wealth management solutions to manage financial risk to your household and / or business, and assists in the realization of philanthropic goals.

Focused on continual learning, Eric obtained a Bachelors degree (BA) from Ambrose University College along with a number of industry designations including the Chartered Life Underwriter (CLU) in 2012, followed by the Certified Health Specialist (CHS) in 2014. He has also completed and obtained the Canadian Investment Manager (CIM) designation in 2010. Along with the above educational pursuits, Eric is also a member of ADVOCIS, The Financial Advisors Association of Canada, which is the oldest and largest voluntary professional membership association of financial advisors and planners in Canada.

Comprehensive Financial Planning

We recognize that with greater financial resources, comes greater financial complexity. To help you properly coordinate your financial matters and optimize the unique opportunities available to you, we are pleased to offer our highest level of financial planning. Your plan will consider strategies to:

  • maximize cash flow; 
  • reduce taxes; 
  • safeguard your retirement lifestyle; 
  • protect your financial security; 
  • transfer wealth to the next generation tax-efficiently; 
  • and make the most of your philanthropic legacy.
Kelly Kotello, B.Comm., CPA, CA, CFP

Financial Planning Specialist

Kelly is a Chartered Professional Accountant (CPA, CA) with over fifteen years of post-designation experience. Kelly completed a Bachelor of Commerce degree (major in Accounting) at the Haskayne School of Business at the University of Calgary. She has also completed Level I, II and III of the CICA In-Depth Tax Course and is a Certified Financial Planner.

Prior to Joining RBC, she was a tax manager at one of the leading international public accounting firms, where she specialized in providing tax preparation and tax planning to individuals, owner-managers, corporate, and high-net-worth clients.

Jason Fong, B.Comm., CPA, CA

Financial Planning Specialist

Jason is a Chartered Accountant (CA). He holds a Bachelor of Commerce degree from the University of British Columbia and has completed all three levels of the Canadian Institute of Chartered Accounts’ In-Depth Tax Course.

Coming from one of the major global accounting firms, Jason brings a broad range of experience as a Financial Planning Specialist. In his previous role, his work included tax minimization through appropriate tax planning (corporate and personal) and business restructuring. Jason’s client base included high-net-worth individuals, private companies, trusts, and partnerships.

Monika Zarzycki, B.Comm., BBA, CPA, CA, CFP

Financial Planning Specialist

Monika is a Chartered Professional Accountant (CPA, CA) and a Certified Financial Planner (CFP). She received her Bachelor of Business Administration (major Accounting) from Mount Royal University and completed all three levels of the Canadian Institute of Chartered Accountants’ In-Depth Tax Course.

Prior to joining RBC, Monika was a tax manager at one of the major global public accounting firms where she specialized in accounting, tax planning and compliance services for individuals, owner-managed, and corporate clients.