- Simplify complex financial affairs
- Family wealth management
- Wealth management approach
- Manage wealth tax-efficiently
- Invest for your future
- Investment Solutions
- Custom-Designed Portfolios
- Guided Portfolios
- Private Investment Management
- Live well in retirement
- Retirement planning
- Ready for retirement
Richard Cléroux, MBA, LL.B, F.Pl., FCSI, CIM, CFP®, JD
Financial Planner, RBC Wealth Management Financial Services Inc.
Richard has a Master in Business Administration (MBA) and a bachelor degree in Civil Law (LL.B.) from University of Sherbrooke as well as a bachelor degree in Common Law (Juris Doctor) from Queen’s University in Kingston. He is a Fellow of the Canadian Securities Institute (FCSI), a Canadian Investment Manager (CIM), a Certified Financial Planner Professional (CFP) from the Financial Planner Standard Council and a Financial Planner from the “Institut Québécois de Planification Financière” (F.Pl.).
Before joining RBC Wealth Management Services in 2015, Richard worked in the securities industry with Canadian and American brokerage firms and with the Montreal Exchange, where he worked as a Trader, Banker, Financial Advisor, Private Advisor and Financial Planner. He also spent three years in a Montreal based law firm specialized in business law.
Richard’s role is to work with and support your advisor in preparing and presenting comprehensive Compass Financial Plans for clients.
Estate Planning Specialist
Stéphane Duclos, B.Comm., F.Pl.
Financial Security Advisor, RBC Wealth Management Financial Services Inc.
It’s all about the client.
Keeping your best interest at the forefront and working to ensure your satisfaction, Stéphane’s approach to business follows a very simple principle, “Would I present this solution to my family?”
Wealth planning and its associated concepts can be quite complex but Stéphane’s goal is to always keep things simple. He has built his career around a model of being service-oriented that ensures your needs are both understood and met.
“It’s important that you leave our meeting feeling confident and empowered, knowing you have the tools and solutions in-hand to make the right decisions for your future.” With over 25 years of financial services experience, Stéphane continues to be as passionate about his work today as he was on his first day.
As a Premier Banking Advisor for the Laval and Pointe Claire markets, Melissa Morin Fleurelien works as a single point of contact, providing banking and credit solutions for select clients of Wealth Management Canada and their families. Partnering with Investment Advisors and Counsellors across the region, she provides personalized service and tailored advice to help clients save time and effectively manage their day to day banking needs.
With 15 years of experience in financial services with RBC, Melissa is respected by her clients, her peers and the industry.
Melissa is committed to giving back to her community, and volunteers with a community garden, participates in the JDRF Ride to Defeat Diabetes and the United Way. Melissa also volunteers and is the Hockey Team Manager for Associates des Braves d’Ahuntsic and is Vice-President, Board of Directors Cooperative Alphonse Desjardins.
Born and raised in Montreal, Melissa is a dedicated wife and mother of two children. When she is not hard at work for her clients, you’ll find Melissa spending time with her family and friends, playing golf, doing yoga or generally doing sports. She is interested in reading and philosophy and is fluently bilingual in both French and English.