Minding Money: Lara's Insights

A financial newsletter and blog in the Comox Valley

I'm glad you're here - being on this page means you want to learn more about how your financial choices can impact your quality of life.

I have been passionate about the importance of financial literacy since I started in this industry 20 years ago.  Minding Money is a quarterly newsletter I started for my friends and clients to address common questions when it comes to wealth and retirement planning and talk about the latest news in the investment industry.

If you would like each issue of Minding Money emailed or mailed to you, please send me an email.  On this blog I'll post a link to the PDF versions, as well as links to financial market and strategy opinion pieces by RBC Wealth Management professionals.

If you have any questions about anything you read here, please get in touch!

 

Latest Newsletter

 Fall 2025

In this edition:

  • Dr. Tom Deans "Every Family's Business" Thursday November 6th
  • Are you overlooking the tax-free opportunity?
  • A tax-efficient withdrawal strategy
  • Year-end checklist

Federal budget 2025: A summary of key measures that may impact you

November 05, 2025 |RBC Family Office Services

We outline some of the proposed federal budget measures, and the effect they may have on Canadians and their families.

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Fed rate cut buys U.S. time, but no quick fix to debt

September 18, 2025 |Atul Bhatia, CFA

One clear winner from the Fed’s 25 basis point rate cut was the U.S. Treasury, which can roll over maturing debt at lower costs. Lower rates alone, however, are unlikely to make the country’s fiscal policy sustainable.

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Transmission framework: How tariffs will flow through the U.S. economy

Transmission framework: How tariffs will flow through the U.S. economy

August 06, 2025 |Frances Donald and Mike Reid

As U.S. tariff policy continues to evolve, investors are facing more questions than answers. RBC Economics provides a roadmap on when and where tariffs will start to impact the U.S.

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One Big Beautiful Bill Act: Beauty is in the eye of the beholder

One Big Beautiful Bill Act: Beauty is in the eye of the beholder

July 18, 2025 |Kelly Bogdanova

President Trump’s mega-legislation brings pro-growth, investor- and business-friendly measures but also puts greater strain on the already very high federal debt. We look at the highlights and lowlights before assessing the potential economic impact.

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“Big and beautiful” or not?

“Big and beautiful” or not?

June 06, 2025 |Kelly Bogdanova

With the centerpiece of U.S. President Donald Trump’s economic agenda winding its way through Congress, we examine what’s of key interest to markets and investors, before noting why the ultimate outcome of the bill is likely to look different.

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Lara D. Austin Minding Money Newsletter - Winter Edition

March 02, 2025 |Lara Austin

Lara D. Austin - Minding Money Newsletter - Winter Edition Focus on what's within our control - see to understand what's not - Investing resolutions inspired by the world's best investors - The great mortgage renewal: Pay it down faster -

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Lara. D. Austin Minding Money Newsletter Fall 2024

October 15, 2024 |Lara Austin

Lara D. Austin - Minding Money Newsletter Fall 2024 -Visit and learn from us in the community this fall -Delayed landings: lingering in the middle ground -Acting as an executor? Beware of your actions -Consider a year-end checklist

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Oktoberfest Client Event - O'zapft is!

October 08, 2024 |Lara Austin

Lara Austin Client Appreciation - Oktoberfest - Thank you to our clients for joining us for some Oktoberfest fun.

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Expert Estate Planning Workshop - Register here

October 08, 2024 |Lara Austin

Expert Estate Planning Workshop - Reserve your spot to help protect your family's future.

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Comox Valley Healthcare Foundation

June 25, 2024 |Teresa Matesanz
Comox Valley Hospital and Services are vital to the wellbeing of our entire community. The Foundation plays a crucial role in funding essential medical equipment and patient care programs. Since 2007, both Lara Austin and Phil Shute have supported the...
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