Everyone’s picture of retirement is different.

Let’s build a plan that fits your picture.


Everyone has a different picture of what retirement will look like and retirement planning is such a broad term that means different things to different people. It really depends on who you are, your vision, your values and what stage of life you are in. Generally speaking, there are four different groups of individuals, those who are;

  • 15+ years away from retirement,
  • 5 years from retirement,
  • Just about to retire, or,
  • In retirement.

Regardless of which group you fall into, these are questions I commonly hear from clients;

  • Do I have enough to maintain my desired retirement lifestyle?
  • Am I going to run out of money?
  • Can I afford to send my children/grandchildren to university, give them a down-payment for a home, etc.?

Ultimately, my clients want to know “am I on track and am I going to be ok,” and my role is to help them achieve financial well-being. Each person is different, and that’s why I develop a personalized financial & retirement plan for every one of my clients that takes into consideration both their financial wealth and financial health.

Your financial well-being is important to me. Let me help you get there.

Contact me at 416-699-4550 or send me an email at jean-francois.droz@rbc.com for a no-obligation consultation. You can also click here if you want to send me a question.