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In my first post on personal finance, I outlined the 6 steps that are the foundations of personal finance. Now that you’ve got a solid understanding of your personal financial situation, it’s time to work on the basics.
Know Whats Going On: First we need to develop a net worth statement; a net worth statement is a lot like a balance sheet for a business. It contains all of the relevant assets and liabilities that have a financial value.
I am often asked to provide help with personal finance matters by people I know. Often they don’t need advanced financial planning assistance or portfolio construction, but they just need to be pointed in the right direction.
Headline-grabbing yield curve commentary somehow sounds important, doesn’t it? But what is a yield curve to begin with, and what does it have to do with you and your investments?
By quantifying and comparing the behaviors and relationships found among various funds, factors and portfolios, we can better determine which combinations are expected to produce optimal outcomes over time.
As we’ve discussed in the first two parts of this three-part series, we do not recommend turning to dividend-yielding stocks or high-yield (“junk”) bonds to buttress your retirement income, even in low-yield environments. So what do we recommend? Tod
We can see why it would be appealing to try to have your bonds pull double-duty when interest rates are low: protecting what you’ve invested and delivering higher yields. The problem is, the more you try to position your fixed income to fulfill two e
Dividend-yielding stocks High-yield bonds Total-return investing