I’ve been making some minor changes lately that are hopefully going to enhance my life in big ways.
- I’m tossing my blackberry and buying an iPhone (I know, I know; you can’t believe it took me this long) and
- I’m trading in our old fashioned mattress for this new breed of mattress called Casper.
While I have yet to receive my new iPhone and while our Casper mattress is still in the box (yes, I said box) let me tell you why I’m so excited about this new mattress.
Casper has revolutionized the boring mattress industry by taking it online and putting it in a box. The company suggests that Casper was created because “better sleep makes for better living” but I think that their constant innovation in sleep research is just about as cool as their streamlined process to buying a mattress – no more show rooms, no more mattresses tied to the roof of your car and no more pivoting awkwardly up stairwells – all for less than ~$1,000.
Casper prides themselves in having designed the perfect mattress – built on the foundation of comfort, support, temperature and durability to enhance your sleep quality. Ironically, the same principles apply to your financial future and the peace of mind I aim for all of my clients to have regarding their wealth management plan - so that they may sleep peacefully at night.
When working with a financial professional it’s imperative to have a written Investment Policy Statement and written Financial Plan in place to help guide the structure and composition of your investment portfolio. These documents require a thorough understanding of your wealth and your investor profile (i.e. tolerance for risk) and provide the fundamental framework for managing your investment portfolio, making decisions, reporting progress and reviewing your objectives on a regular basis. A structured process like this gives you the confidence to act in your own long-term best interests, rather than simply reacting to a volatile short-term environment driven by emotion and media (i.e. this past year).
Just like you should be interviewing various advisors before making the long-term relationship decision, you may be wondering how you try out a Casper mattress before buying it for the many sleeps ahead – both are important long-term decisions. Apparently the closest comparable (comfort wise) is a Tempurpedic, but you’ll have to wait until the box arrives at your home to find out…that said, if you don’t like the mattress after 100 days, they’ll give you your money back, come to your place to pick it up (since you’ll never get it back into the box) and donate the mattress to a local charity. That’s pretty awesome.
If you’re still wondering how the heck they get a mattress in a box, click here. And if you’ve heard enough and want your own, click here to save $50 and to order online.
I’ll write to you again on this very topic 3-4 weeks from now to let you know just how much the iPhone and Casper have changed my life; I’m pretty excited.