Professional wealth management

Focusing on the BIG Picture

Getting the right investment advice is a key part of managing your wealth, but it's just one part of a bigger picture. You may also require assistance with your finances or taxes, help planning your retirement, or guidance on how to structure your estate in a tax-efficient manner.

Whatever your needs may be, my team and I will help you analyze your current financial situation and create a consolidated, cohesive wealth management strategy using the following services:

Investment Planning

Making sense of today's ever changing financial markets isn't easy; but having the right perspective on where the markets are going - and how that affects your portfolio - is essential to succeed as an investor.

When I need the latest information or guidance related to your portfolio, I tap into RBC's Investment Strategy Committee, which is comprised of our senior economists, portfolio strategists and research analysts.

Several important factors are considered in the creation of your personalized strategy - such as your personal investment goals, how long you have to invest, and your attitude towards risk. Based on this, we will recommend guidelines for making investment decisions - including security selection and asset mix criteria. Over time, your plan will evolve to keep pace with your changing needs and will be adjusted to reflect current market conditions.

Investment accounts available include Individual & Spousal RRSPs, Group RRSPs, LIRAs, RRIFs, LIFs, TFSAs, IPPs, non-registered investment savings accounts and more.

Products & Services

Have the confidence knowing that through me & my team, you have access to virtually every type of investment available such as:

Equities/stocks trading on Canadian, US and International exchanges
Access to Canada's largest inventory of bonds, GICs, T-Bills and other fixed income investments
A full range of mutual funds designed to meet your needs for growth, income & Capital preservation without a brand preference
A+ Unified Managed Accounts (a combination of elite money managers, investment pools, mutual funds and ETFs within a single, tax efficient portfolio)
Precious Metals Bullion Program (invest in gold, silver and platinum bullion directly through your investment account

All of this backed by the expertise of our capital markets research analysts, portfolio strategists and investment specialists.

Retirement Planning

Wherever you are on the path to retirement – saving for retirement, protecting retirement savings or maximizing retirement income, my team and I will help ensure that your retirement years are comfortable and secure.

The retirement planning strategies that make sense when you’re 45, don’t always make sense when you’re 55, 65 or older. That’s why our solutions and services are personalized to meet the needs of each stage of your life - and beyond. Addressing concerns around maximizing your retirement savings, saving beyond your RRSP, choosing the RRSP maturity option that's right for your, maximing your income stream, making sure that you don't outlive your money and planning for what happens next.

Estate Planning

Helping you build and effectively manage your wealth and investments is just one of the ways we can help meet your needs. However one would argue that what you keep is just as important.

Using insurance strategies and other solutions, we can help you protect your wealth during your lifetime, preserve the value of your estate for your intended beneficiaries, and help you tax-effectively transfer your wealth to family members, a favorite charity or other beneficiary.

If you've been appointed as an executor, we can help ease the burden with over a century of estate and trust experience through our Royal Trust partners.

Insurance Planning

With our insurance-based solutions, you can enhance your retirement income, protect your family's financial security from adverse events, safeguard your business, and maximize the value of your estate for your beneficiaries.

While many understands the value of life insurance, few consider the financial repercussions of having an illness or recovering from a serious accident. “Living benefits” products not only protect your wealth, they give you the financial freedom to maintain your lifestyle or obtain the care you need in the event of an injury or illness.

Business Planning

Every day, you make crucial decisions affecting the financial health of your business. You know how important it is to have the best possible services and products to help effectively manage your finances. Making the right financial decisions is a big responsibility —and we can help.

Working with my team and I, you have access to a vast array of products and services geared towards the needs of your business or corporation, such as business investing strategies, business risk management, succession planning, strategic structuring and creative banking, credit & lending solutions through our commercial and small-business banking partners at RBC, who I have established dedicated and collaborative relationships with.

Education Planning

Of all the factors that can influence a child’s future employment status, earning power and level of career satisfaction, few are as significant as a post-secondary education.

There are several different ways you can save for a family member’s education, such as saving through a non-registered account or creating a formal trust — but a Registered Education Savings Plan (RESP) offers many important advantages. An RESP combines flexibility, tax-deferred investment growth and direct government assistance to help you reach your education savings goals.

Whether you’re investing inside or outside of a registered plan, I’ll help you to optimize performance, ensuring that you are able to give your child the gift of knowledge.

Financial Planning

Many experts in the field of personal finance agree that financial planning is an essential part of keeping your finances on track. My approach to financial planning focuses on the development of a written comprehensive plan that that looks at every financial decision that impacts your life and includes projections to determine if you’re on track to meet your financial goals. A financial plan can answer important questions affecting your family’s financial situation, such as:

What does my current financial situation look like?
Can I retire when I want?
If I live to 90, will I have sufficient funds to maintain my current lifestyle?
If I had died yesterday, would I have left sufficient assets to provide for my family
What if my financial assumptions about the future were to change?
Could my business survive a major change or crisis?

Credit & Lending

Coming from a diverse RBC background, I have carefully assembled a team of subject-matter experts and professionals who work collaboratively to deliver the key solutions you need – key members of my team including partners from RBC personal banking, commercial banking, small business banking and private banking offering you a full suite of banking options and a sophisticated range of credit tools.

Think of my team as a one-stop-shop offering you the best that RBC can offer. Proudly recognized as one of North America's leading diversified financial services companies, we provide our clients with personal and commercial banking, wealth management services, insurance, corporate and investment banking and investor services on a global basis.

Charitable Giving

It feels good to be able to support charitable causes you care about in a meaningful way. Whether you want to help fund life-saving medical research or health-care improvements, encourage artistic, environmental or educational endeavors, or help people in need, your charitable gift can make a real difference in the lives of deserving people.

If you’re considering how to create your charitable legacy, you have many choices. Especially if you want to give an enduring gift, you may want to establish an endowment fund or a private foundation. Both options, while certainly worth considering, involve an ongoing time commitment to handle administrative duties, which can sometimes overshadow the real pleasure of giving.

If you prefer a more convenient alternative that enables you to make a lasting gift, while enjoying significant tax advantages, the RBC Dominion Securities Charitable Gift Program may be right for you.