Protect it

Minimizing your family’s tax obligations is a key part of the overall wealth planning process that Chrenek Dion & Associates of RBC Dominion Securities is able to provide. We work with you and your tax accountants to design strategies that help protect and grow your wealth while increasing your tax savings.

Tax minimization

We can introduce tax-smart strategies to benefit your family, including:

  • Investing through tax-exempt insurance
    In addition to providing your family with financial security and giving you peace of mind, life insurance policies can also help reduce your investment taxes. In some cases, you can deposit additional amounts into a life insurance policy for investment purposes and the investment income accumulates on a tax-free basis similar to an RRSP.
  • Tax-efficient asset allocation
    There are several tax-smart investment strategies, including making the most of your RRSP, RRIF, and TFSA, that can enhance your after-tax income and increase the overall rate of return for your portfolio.

Several other common tax strategies we can help with:

  • Investment income
  • Borrowing to invest
  • Pension income splitting
  • Funding a child’s education
  • Registered investments
  • Alternative Minimum Tax (AMT)
  • Tax loss selling
  • Investing through a holding company

Please contact us for more information about tax-smart strategies.

Getting started

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