Our Wealth Management Process

Discovery– In order to develop your unique Wealth Management Plan we first need to get to know you and your priorities. We will sit down with you to gain a clear understanding of your goals – both personal and financial. This includes gathering important financial information, such as:

  • Personal & family information
  • Retirement goals
  • Current investments
  • Insurance

Strategy- We will take the information we gathered and analyze it to put together the best strategies moving forward. These strategies can include:

  • Discretionary investment management
  • Asset Consolidation
  • RRSPs and TFSAs
  • Insurance
  • Will & estate planning
  • Financial projection

Portfolio Management- Along with you, we will work to find an appropriate asset allocation that works for your unique situation and then draw on our wide selection of world-class products and services to create a custom portfolio. We largely use individual securities, complimented by an allocation of high quality, low cost third party managers in order to keep your costs as low as possible. We actively manage all of our portfolios so we are able to make changes proactively rather than reacting to what has already happened.

Ongoing Service & Review- We are always here to help in any way that we can. Here is a brief non-inclusive list of some of the ongoing services we provide:

  • Proactively reaching out to ensure RRSP & TFSA contributions are made
  • Opening new accounts as required
  • Deposits & Withdrawals
  • Setting up your online banking
  • Coordinating affairs with your accountant or lawyer
  • Discussing any investment ideas you may have

In addition to that, we will regularly meet with you to update you on the progress of your portfolio, our current market outlook and to find out if any of your goals or circumstances have changed. We then take any information you provide to us during the meeting and implement those changes, if needed, into your portfolio.