What We Do

Discovery

Strategy

The initial meeting is an opportunity to discuss your goals, objectives, concerns and investment experiences. 

• Explore your current financial situation, portfolio and investment objectives
• Establish your investment and wealth management goals
• Determine your tolerance for risk and market fluctuation

• Develop your individual Investment Policy Statement
• Build customized portfolios designed to meet your investment goals
• Establish your needs for tax, estate, insurance and charitable gift planning
• Provide research, commentary and information on specific holdings, markets or economies
• Collaborate with your existing professional advisors, such as lawyers and accountants, to integrate your investment plans
• Introduce, as appropriate, a full suite of services from our RBC partners

Enhanced wealth management services

Investment solutions 

Benefit from the expertise of our RBC Wealth Management Services team, which includes specialists in financial planning, estate law and taxation

• Comprehensive financial planning
• myGPS™ Wealth Management Opportunities Report
• Will and estate consulting
• Insurance-based wealth enhancement assessment
• Business succession planning
• Corporate re-organization advice
• Family wealth management

• Proprietary and third-party investment products, including mutual funds and portfolio services
• Global and North American equities, including stocks, preferred shares, income trusts and more
• Canada’s largest inventory of fixed-income and money market instruments, including T-bills, GICs, government bonds and corporate bonds

• Discretionary investment management
• Scheduled portfolio reviews

• Portfolio monitoring & rebalancing
• Ongoing personal advise

Reporting

• Multi-currency, non-registered account functionality
• Automatic contributions and withdrawals, if needed
• Automatic mutual fund purchase or redemption plans
• Electronic funds transfers
• Registered estate processing, tax reporting and T3 returns
• Old certificate current status and value research
• Interest on cash balances
• DS Online private client website, providing secure 24/7 account access, exclusive investment research, quarterly market outlook, RBC Economics publications, Reuters market news, real-time quotes, customized Watchlists and more

• Consolidated view of all your RBC accounts and ability to transfer funds between accounts through DS Online
• Quarterly account statements (or monthly when there is trading activity in an account)
• Paperless eDocuments through DS Online to reduce your paperwork and help us help the environment, including a seven-year archive.
• Annual consolidated tax reporting, including dispositions with book costs
• Quarterly performance reporting

Research and information services

RBC Wealth Management Services library of publications and articles on a wide range of tax, retirement and estate planning topics.

Access to the broadest research in Canada for domestic and global markets, including RBC Capital Markets, JP Morgan, and independent Veritas exclusive to RBC.

Global Insight, Morning Market Commentary, Wealth Management Review, etc.