Our Wealth Management Approach
It all starts with you.
Getting the right investment advice is a key part of managing wealth. But it's just one part of a bigger picture. Managing finances, minimizing taxes, planning for retirement, or structuring an estate in a tax-efficient manner may also be required.
Because these various aspects of managing wealth are all interconnected, we will create a total, coordinated wealth management strategy that addresses the financial concerns at each stage of life.
- Growing assets for future goals like retirement
- Maintaining assets to protect the financial well-being
- Creating an income stream for retirement
- Creating a lasting legacy
An Approach Designed Around You
We believe your financial success depends on having a clear idea of what you want to accomplish, coupled with a realistic understanding of what you are like as an investor. We focus on helping you create a long-term strategy appropriate for your situation. To accomplish this, we follow a five-step wealth management approach:
Step 1: Introduction
Explain how wealth management can help you achieve your goals and determine if it’s right for you.
Step 2: Discovery
Gain a deeper understanding of your needs, goals, and circumstances to help clarify your financial objectives.
Step 3: Strategy
Analyze your financial and personal information to match your objectives with time-tested strategies.
Step 4: Solutions
Develop thoughtful solutions tailored to your objectives, drawing from a wide selection of world-class solutions and services.
Step 5: Service
Review your situation regularly to ensure your financial objectives are being met and what you wished for.
Guidance for Each Stage of Your Life
Your situation changes, financial markets change and the factors that determine investment success can also change. Your wealth management strategy needs the flexibility to anticipate and respond to these changes. That’s why we are committed to guiding you through each stage of your life to help you meet your objectives:
Stage 1: Accumulating wealth (Growing assets)
We develop strategies to achieve your key financial objectives, including planning for retirement, funding a child's education or preparing for a major purchase.
Stage 2: Protecting wealth (Maintaining assets)
We help you manage risk to protect your financial well-being, maintain your independence, enhance your lifestyle and preserve family harmony.
Stage 3: Converting wealth (Creating an income)
We find ways to reduce your annual taxes and maximize your after-tax retirement income. We determine which types of income to use and how to best utilize your assets.
Stage 4: Transferring wealth (Creating a legacy)
We plan your estate in conjunction with your other advisors. We help create your legacy for family and charity while addressing tax obligations and debts.