A Personal Approach Based on Trust
Caroline is building her business through referrals from other professionals and satisfied clients. Trust, confidentially and integrity are the cornerstones of her practice and commitment to every client. Caroline's clients value her caring and personal approach. They know that they can rely on her expertise and professionalism, no matter what their financial needs.
Creating an investment plan
Using a simple four-step approach, Caroline will design an investment plan that is specific to your individual needs and goals.
The first thing she will do will be to sit down with you to determine exactly what your goals and objectives are within the context of your overall financial situation. After completing this process of consultation, an Investment Policy Statement will be created. In it, she will document strategies designed to build, but also protect, your wealth.
The next step is to build an investment portfolio using a disciplined, long-term management approach. Caroline will determine an appropriate mix of assets, the specific securities that represent the best opportunity for profit, and how to best structure your account for making money after tax, inflation and fees.
Since economic and market conditions are always changing, it is imperative to continually monitor your portfolio. From time to time, changes in the asset mix or security selection are required. It is also important to review your portfolio as your personal situation changes. Caroline will keep you informed regarding the development and growth of your portfolio, in addition to the economic factors that influence it.
The Fee-Based Investment Approach
Traditionally private clients have paid for each individual transaction - transactions which do not always result in an improvement in a client's portfolio.
As an alternative, clients have a range of fee-based options that are sensitive to performance. With fee-based accounts, clients pay a set percentage based on the value of the account. You get all this-plus our ongoing estate, tax, and financial planning service-for a fee that is considerably less that the average no-load balanced fund.
