Specialists
Stéphane Côté
Financial Security Advisor, RBC Wealth Management Financial Services Inc.
Stéphane began his career in the financial services industry in 1997 as a Financial Security Advisor. Intent on helping his peers succeed, he was promoted to a management role in 1999. Over the years, he has taken on ever-increasing responsibilities. Specializing in estate planning solutions, Stéphane is proficient at proposing and implementing innovative and effective tax solutions in response to a variety of wealth management needs. He designs personalized, insurance-based solutions, both for individuals and corporations, to help increase their net value, reduce the tax burden and protect wealth by relying on insurance solutions including life, living benefits and life annuity products. Stéphane is also able to assist you in setting up your policies to ensure that your wealth is transferred to your heirs according to your wishes.
Nelly Hermitte, M.Law, F.Pl.
Financial Planning Specialist, RBC Family Office Services
Nelly holds a Master’s of Business Law from Université Paris 1 (Panthéon- Sorbonne), and a D.E.S.S. in International Business Law from Université Paris Descartes.She received her financial planner designation from the Institut québécois de planification financière (IQPF) in 2004.
Nelly has over 15 years of experience as a financial planner. Before joining RBC, Nelly worked with financial advisors’ clients to optimize their financial position and wealth by creating strategic action plans customized to their needs.
RBC Private Banking
Carole Gherlenda, MBA
Private Banker, RBC Private Banking
With more than 25 years of loyal service at RBC, Carole Gherlenda assumed the position of Private Banker in Quebec City in 2010. Having gained eight years' experience in human resource management, she appreciates the personal contact that her new position dedicated to high net worth clients affords. Her background as Account Manager, Business Financial Services in large urban centres has helped prepare her to provide effective advice to business people who benefit from RBC Private Banking services.
Working as a Financial Planner since 2002, Ms. Gherlenda has a Master in Business Administration (MBA). The development and wealth management of a small group of clients suits her perfectly; in fact, in addition to providing a personalized service, she is able to focus on her clients' individual needs and consider all aspects of their lives, be it family, business, succession, or other matters. “I enjoy visiting my clients in their own environment to better understand their needs. This way, everyone benefits from the best services available, from the more simple daily banking solutions to the more sophisticated and intricate planning solutions based on their personal situation.”
Ms. Gherlenda coordinates a number of specialized services with experts to whom she refers in all circumstances. This reflects the true strength of RBC Private Banking—offering a single point of reference for the latest services and advice most suited to the client's profile. “We work together with the right people to identify the most appropriate solution for each of our clients.”
Wealth management calls for comprehensive expertise to provide an exceptional service, one that makes the clients' lives so much easier. “We are part of our clients' business entourage, and sometimes even their families! Trust is something we earn. We are therefore always available, making sure our clients can count on our support every day.” Carole Gherlenda's passion for human relations is her key motivating factor.
Marie-Josée Breton
Private Banker, RBC Private Banking
As a private banker, Marie-Josée advises high net worth clients with more complex structures and financial needs. With experience in business, finance and financial planning, Marie-Josée provides sound advice and solutions that meet her clients' objectives.
Marie-Josée is particularly knowledgeable about the needs of health care professionals, senior executives and entrepreneurs. She uses her skills in both accounting and financial planning to provide relevant advice. She actively participates with clients and partners in developing effective financial planning and wealth management strategies.
Marie-Josée possesses both a financial planner and chartered professional accountant designation. She has a bachelor's degree in accounting sciences from Université du Québec à Trois-Rivières.
Thanks to her experience, Marie-Josée coordinates a team of specialists and ensures things are done in a timely manner. Through RBC Wealth Management, clients have access to a complete range of experts to effectively structure their personal finances.
Having worked with entrepreneurs for many years, Marie-Josée is well versed in the dynamics and needs of business people. She easily handles all aspects of financial and tax planning, estate planning and retirement planning.
Catherine Simard
Private Banker, RBC Private Banking
As a Private Banker with RBC Wealth Management, Private Banking, Catherine Simard provides comprehensive wealth management and financing strategies to high-net-worth business owners, executives, professionals and their families in Quebec.
Ms. Simard works closely with her clients to provide seamless, unparalleled banking and financial solutions for their often-complex banking and credit needs. As needed, she may partner with specialists in tax, estate and investment planning from across RBC to provide a complete range investment management, estate planning and philanthropic strategies, domestic and international trust services.
Ms. Simard brings 19 years of financial services experience to her role, including 17 years with RBC. She began her RBC career as an account manager specializing in investments before pursuing her career as a financial planner, in which she worked closely with clients on the West Island of Montreal to comprehensively address their financial affairs. After moving to Toronto, she spent seven years in RBC roles including managing a financial planning team and as regional manager for RBC Global Asset Management.
Ms. Simard holds a Bachelor of Business Administration degree, specializing in accounting, from HEC Montréal, and a certificate in financial planning from the Université de Laval. She has also earned her diploma in financial planning from Institut québécois de planification financière (IQPF). All told, her credentials give her current perspective and insight to recommend the more appropriate planning and wealth management solutions for her high-net-worth clients.
Originally from Charlevoix in Quebec, Ms. Simard now calls Quebec City home. She is fluent in English and French.
RBC Private Banking Premier
En sa qualité de Conseillère, Banque Privée Première, dans les marchés de Québec, Saint-Georges et Chicoutimi, Marie-Christina Boisrond agit en tant que point de contact unique auprès de la clientèle de RBC Gestion de patrimoine - Canada ainsi que de leur famille pour leur offrir des solutions bancaires et de crédit personnels. En collaboration avec les Conseillers en placement de sa région, elle offre des services et des conseils personnalisés aux clients afin de leur faire économiser du temps et répondre efficacement à leurs besoins bancaires courants.
Après plus de 7 ans dans le domaine financer et notamment à RBC au cours des 5 dernières années, Marie-Christina a été reconnue pour son service à la clientèle hors pair, son leadership et son esprit d'équipe, faisant d'elle une personne-ressource dans son milieu.
Déterminée à avoir un impact positif sur sa collectivité, Marie-Christina s'est impliquée avec enthousiasme dans différentes causes au sein de RBC, notamment avec le défi FRDJ - Roulons pour le diabète et comme bénévole à la journée emballage de cadeau pour les enfants du Centre multiethnique de Québec.
Marie-Christina est née et a grandi à Québec, elle a eu la chance de faire des études en langues et de passer plusieurs mois sur plusieurs années aux États-Unis, ce qui lui permet d'accompagner sa clientèle en français, en anglais et en espagnol.
Marie-Christina aime passer du temps avec sa famille et ses amis, faire des activités extérieures ou faire du sport. Elle a un intérêt marqué pour tout ce qui touche les voyages. Elle aime beaucoup découvrir de nouveaux endroits et elle et toujours prête pour une nouvelle aventure.