Insurance and Estate Planning
Partners in protecting your wealth and your peace of mind.
An experienced insurance and estate planning professional, Tom is a valuable member of your advisor's team. His passion is helping clients build, protect and transfer personal and corporate wealth using a planning based approach.
Tom has over 30 years of experience in the financial services industry and is a member of the Estate Planning Council of Ottawa. He holds a Bachelor of Economics from Carleton University and has obtained the Certified Financial Planner and Chartered Life Underwriting designations.
Away from the office, Tom volunteers as a board member and as Treasurer of the Rivermead Golf Club. He enjoys golfing, curling and running, as well as proudly supporting Ottawa's sports teams.
Chris is a Chartered Accountant (CPA, CA) with over 25 years of experience in financial services. He holds his Bachelor of Commerce Degree (Accounting) from Carleton University.
Chris joined a major international public accounting firm upon graduation from university where he remained for 5 years. Chris began his career in wealth management services as an investment advisor in 1997 providing clients with investment management, financial planning and insurance solutions. Prior to joining RBC Chris was a financial planning specialist with a major Canadian insurance provider. Chris utilizes his experience as a Chartered Accountant and investment advisor to provide comprehensive financial planning services to professionals, business owners and other high net worth clients.
Will and Estate Specialist
Joseph graduated from Carleton University in 1988 and from the University of Western Ontario Law School in 1991. He was called to the Ontario Bar in 1993.
He is an Associate Member of The Society of Trust and Estate Practitioners and a Member of the Carleton County Law Association.
Prior to joining RBC, he practised estate planning in private practice and served as Will & Estate Consultant with Royal Trust Corporation.
He was an instructor for the Ontario Bar Admission Course in Estate Planning and Administration and has been an instructor at the University of Ottawa Law School since 2003 teaching the Will & Estate course.
Mary Breton brings more than 20 years of experience in the financial services industry to her role as Private Banker. She acts as a dedicated relationship manager for private clients and their families throughout the greater Ottawa area.
Her diverse career, which includes experience in both personal and commercial banking as well as investment management and financial planning, has prepared Ms. Breton to serve her clients through all stages of their financial lives. Working with a relatively small client base allows her to act as a true financial partner, and she provides in-depth financial advice to senior executives, business owners and their families, consulting with their legal, tax and insurance advisors when appropriate.
Ms. Breton designs sophisticated banking, personalized short- and long-term lending and flexible credit packages for her clients. And through RBC, she works with a team of specialists, in Canada and in key markets worldwide. This team enables her to provide a complete range of services—including investments, commercial banking, estate planning, and domestic and international trusts—to meet each client's specific needs.
A Certified Financial Planner, Ms. Breton is also an active volunteer, participating in various fundraising events for Ronald McDonald House, the Children's Hospital of Eastern Ontario, Autism Ontario and the Alzheimer's Society of Ottawa and Renfrew. When not spending time with her two grown daughters, she enjoys travelling and playing golf.
As a Premier Banking Advisor for the Greater Ottawa region Silvana Falsetto works as a single point of contact, providing banking and credit solutions for select clients of Wealth Management and their families. Partnering with Investments Advisors across the region, Silvana provides personalized service and tailored advice to help clients save time and effectively manage their day to day banking needs.
Silvana being a successful Entrepreneur in her family business for 15 years brings an array of experience to the forefront and to our clients. Prior to her entrepreneurship Silvana worked over 20 years with RBC in the past, through roles as a Senior Account Manager. Respected by her clients and her peers, she received regular recognition as a top performer at RBC. She is fluent in English, French and Italian.
Committed to giving back to her community, Silvana volunteers by mentoring Young entrepreneurs to enhance their emotional intelligence and comprehend the financial understanding that is required to become fruitful. Silvana was born and raised in Ottawa, enjoys entertaining, reading self-enhancement books and dancing.