Our team of experts

Stéphane began his career in the financial services industry in 1997 as a Financial Security Advisor. Intent on helping his peers succeed, he was promoted to a management role in 1999. Over the years, he has taken on ever-increasing responsibilities. Specializing in estate planning solutions, Stéphane is proficient at proposing and implementing innovative and effective tax solutions in response to a variety of wealth management needs. He designs personalized, insurance-based solutions, both for individuals and corporations, to help increase their net value, reduce the tax burden and protect wealth by relying on insurance solutions including life, living benefits and life annuity products. Stéphane is also able to assist you in setting up your policies to ensure that your wealth is transferred to your heirs according to your wishes.

Mathieu holds a Master of Business Administration (MBA) and a Bachelor’s degree in Finance from Université Laval. He is also a qualified Trust and Estate Practitioner (TEP) and a Financial Planner (F.Pl.) duly registered under the Institut québécois de planification financière (IQPF).

Prior to joining RBC Wealth Management, Mathieu was manager of the financial services branch in a Canadian securities firm where he provided sophisticated wealth management planning to High Net Worth individuals.

As a Financial Planning Specialist at RBC Family Office Services, Mathieu works jointly with your advisor to prepare and present your comprehensive Compass Financial Plan.

Prior to joining RBC Wealth Management, Joseph Di Niro began his career as a Notary in private practice at a notarial firm in Montreal. During this period, Joseph developed an expertise in Will and estate planning and also acquired specialized knowledge in estate settlements and non-contentious matters. To further his knowledge in the field of taxation, Joseph later joined a multinational accounting organization, where he specialized in tax planning for individual and corporate clients.

Member of the Board of Notaries of the Province of Quebec (Chambre des Notaires du Québec) since 2010, Joseph obtained his Notarial Law Degree(D.D.N.) from Université de Montréal in 2009, after having obtained his Bachelor of Law LL.B.) from the Université de Québec à Montréal (UQAM) in 2007. Joseph is currently pursuing a Master’s Degree in Taxation from the University of Sherbrooke.

Nathalie specializes in tax and estate planning for ultra-high-net-worth families.

As a Vice President, High Net Worth Planning Services, Nathalie, together with your primary RBC advisor, helps you explore succession, tax, retirement and estate planning issues you face as a high-net-worth client.

Nathalie has a Bachelor’s degree in Finance and a Master’s degree in Tax from the University of Sherbrooke. She has also completed a Master in Business Administration from Laval University and a Bachelor degree in international commerce from l’École Supérieure de Commerce (ESC) in Poitiers, France. She is a Certified Financial Planner and has completed the Securities Dealers Course from the Canadian Securities Institute.

Nathalie has more than 20 years of experience in tax, charity and estate planning consulting. Nathalie regularly gives lectures at the Association de planification fiscale et financière (APFF) annual conferences and technical seminars, as well as at other professional association events, and is an active writer of articles on topics related to tax, charity and estate planning.

Nathalie is an active member of the executive committee of Society of Trust and Estate Practitioners (Quebec branch). She is also a member of the Association de planification fiscale et financière, the Institut Québécois de planification financière (IQPF) and the Canadian Tax Foundation (CTF).

As a Private Banker with RBC Wealth Management, Marie-Josée Bousquet provides comprehensive wealth management and financing strategies to high-net-worth business owners, executives, professionals and their families in Sherbrook and the surrounding area.

With a career spanning over 20 years in the financial services industry, Ms. Bousquet has extensive experience working with clients and more than eight years with RBC. This experience has prepared her to address many of the concerns that her high-net-worth clients face, from financial and retirement planning to personal banking and wealth management, to trusts and lending.

Drawing on this experience, she and her team now provide customized and integrated solutions that include complex credit structures, tax and retirement planning and sophisticated packages for managing her clients' daily banking and cash management needs. When needed, she will partner with a broad range of specialists across RBC to deliver investment management, Wills and estate planning, commercial banking, business succession planning and trust structures to meet both the domestic and international needs of her clients.

Born and raised in Brossard, Quebec, Ms. Bousquet holds a bachelor's degree from HEC Montreal, as well as the IQPF financial planning designation through the Institut québécois de planification financière, which brings perspective and insight into the financial planning advice she provides.

As an Advisor at Private Banking Premier for the South Shore of Montreal and Eastern market, Sandra Millette acts as a single point of contact to offer banking solutions and credit services to RBC Wealth Management clients and their families. In partnership with the investment advisers in his region, she offers a personalized and tailored advice to help customers save time and effectively manage their daily banking needs.

Having worked for RBC since 2006, Sandra has held various key positions within the network of RBC branches and Private Banking, including that of Manager Client Care, Private Banking Advisor and Client Credit Support Director. She has demonstrated her ability to provide sound advice and excel in customer service. This is why she's highly respected by his clients and peers.

Born on the South Shore of Montreal, Sandra is committed to giving back to the community through Relais pour la vie de Chambly and has volunteered for fundraising activities for Leucan in the Longueil region.

She has lived in the Chambly region for the past 8 years and has developed a great passion for travel.

As a Senior Will and Estate Advisor for the Quebec Region, Tiziana Cirigliano brings an approach to estate planning that centers on understanding and addressing the unique needs of each client.

Tiziana works collaboratively with clients, their families and trusted professionals, to craft a personalized multi-generational estate plan that incorporates Wills, testamentary and inter vivos trusts, and protection mandates. Through this process, she helps clients ensure the protection of their patrimony and facilitates its smooth transfer to the next generation.

Tiziana’s technical expertise complements her skill set in managing
the complexities of family dynamics. She brings a compassionate, knowledgeable perspective that is welcomed by families who may be struggling with the difficult decisions that often accompany estate planning, whether it’s protecting an heir with a disability, providing for children from

a previous union, minimizing family conflict or dealing with beneficiaries or assets that are situated outside of Canada.

Fully bilingual, Tiziana holds a Bachelor of Laws (LL.B.) and a Diploma in Notarial Law (D.D.N.) from the Université de Montréal, as well as a Bachelor of Arts in Political Science from McGill University. In addition to her education, she has been a member of the Chambre des notaires du Québec since 2006.