Our Extended Team

As a Private Banker, Soha Morsi provides 15 years of financial services experience to high-net-worth businesses, families and organizations. Through RBC Wealth Management, Private Banking, she acts as a dedicated relationship manager for her clients and their families, who value her discretion, responsiveness and experience addressing a broad range of wealth, retirement and credit planning needs through all stages of their financial lives.

Drawing on his experience as a Financial Planner for affluent clients, Ms. Morsi and her Private Banking team collaborate with a variety of partners throughout RBC to create an environment of mutual trust and respect while maintaining the utmost discretion in working with sensitive and confidential information. As per each client's personal circumstances, she will create and deliver tailored banking packages, high-end credit vehicles and sophisticated wealth plans, liaising with RBC's own network of specialists for wealth management planning, business succession planning, estate planning and domestic and international trust structures.

Born and raised in Montreal, Quebec, Soha Morsi is fluent in English, French, and Arabic and holds a Bachelor of Arts in Political Science from Concordia University. She has completed the financial planning designation from the Institut Quebecois de planification financier (IQPF) and holds a certificate in personal finance from the Institute of Canadian Bankers.

In her spare time, Ms. Morsi believes in giving back to the community, and is a member of the Governing Board of a Sir Wilfrid Laurier Elementary School in Laval.

As a Private Banker, François Demers provides comprehensive wealth management and financing strategies to business owners, executives, professionals and their families, in the regions of Laval and Montreal.

Mr. Demers has worked at RBC since 1999. Prior to Private Banking, he provided clients with investment and financial advice and solutions as a financial planner at RBC Royal Bank. In 2016, Mr. Demers received a Leo award from RBC in recognition of his dedication to his clients.

As a relationship manager, Mr. Demers' focus is on determining and meeting the evolving financial needs of his clients and their families. With expertise in business, finance and financial planning, he is able to offer a broad range of advice to his clients and simplify their often complex financial requirements. Mr. Demers and his private banking team cooperate with partners across RBC to establish a relationship of trust and respect, while maintaining absolute discretion in the handling of sensitive and confidential information.

Mr. Demers is able to tailor a broad range of private banking solutions to each of his customers' unique needs, including complex banking solutions, long and short-term wealth management plans and credit solutions. Through his partners at RBC, he can also offer commercial services, estate planning, and national and international trust services.

Born and raised in Quebec, Mr. Demers holds a Bachelor of Business Administration in Finance from the University of Laval in Quebec. He is a member of the Institut Québécois de Planification Financière (IQPF). His hobbies include golf and hockey, and he is a volunteer coach for his sons' hockey teams.

Daniel Gladu has over 25 years of business and personal financial services experience that he brings to a select group of clients in and around Montreal. Prior to joining Private Banking Mr. Gladu spent 10 years at another firm as a Private Wealth Consultant for high-net-worth clients and as a financial planner, before which he spent 15 years with RBC as a Commercial and a Personal Account Manager and Branch Manager.

In his role as Private Banker, Mr. Gladu supports his clients with sophisticated banking services, and provides access to personalized short and long-term lending solutions and flexible credit packages. By collaborating with additional RBC specialists, he can also assist his clients with commercial banking, investment and trust services.

Mr. Gladu is fluent in English and French, and has been featured as a speaker in local newspaper, radio and television. He holds an MBA and a bachelor's degree, both specializing in Finance, from Université de Montréal – HEC, and is a past member of the Institut québécois de planification financière (IQPF). This unique combination of business, finance and financial planning expertise helps him to provide informed, thoughtful advice to his clients, and streamline their often-complex financial affairs.

Mr. Gladu is an active member of his local community, volunteering his time with the Heart and Stroke Foundation of Canada and the Ordina-Coeur Foundation, and in the past as a member of the Chamber of Commerce of Mount Tremblant.

Born and raised north of Montreal in St-Jerome, Mr. Gladu places great importance on being informed and learning a wide variety of subjects. He enjoys playing golf in the summer and outdoor walks all year long.

As Private Banker, Christopher Saba draws on over 13 years of experience to deliver specialized financial counsel to high-net-worth businesses, families and organizations in Laval and the Montreal area.

As part of a tailored suite of Private Banking services, Mr. Saba acts as a dedicated relationship manager for his clients and their families, who value his experience addressing a broad range of wealth, retirement and credit planning needs through all stages of their financial lives. Before he joined Private Banking he was a Financial Planner with RBC Royal Bank. In this role he provided comprehensive financial solutions to his clients, collaborating whenever needed to ensure synergy with their investment and tax planning needs.

Now with RBC Wealth Management, Private Banking, Mr. Saba designs sophisticated banking, personalized short- and long-term wealth plans and flexible credit packages for his clients. Through RBC, he provides a complete range of services – including commercial banking, estate planning, and domestic and international trusts – to meet each client's specific needs.

Today, Mr. Saba's clients find strength in his ability to partner with colleagues across RBC to bring the best solutions to his clients. To ensure that his clients receive a high level of financial planning expertise, he has also earned his diploma in financial planning from l'Institut québécois de planification financière (IQPF).

Originally from Montreal, Mr. Saba is fluent in English and French. He holds a bachelor of finance degree from Concordia University. He devotes much of his time to supporting his community, as part of the Roulons to Raise Funds initiative for juvenile diabetes and Centraide, helping lead the Ligue des Habitants charitable activities on a yearly basis and by coaching junior hockey in Montreal. Outside of the office he enjoys travelling, team sports, hockey and CrossFit.

As a Premier Banking Advisor for the Laval, Pointe-Claire, Gatineau and French Ottawa markets, Gabriel Felix works as a single point of contact, providing banking and credit solutions for select clients of Wealth Management Canada and their families. Partnering with Investment Advisors and Counsellors across the region, he provides personalized service and tailored advice to help clients save time and effectively manage their day to day banking needs.

With his 10 years of experience in customer services and financial services within RBC; Gabriel is respected by his clients, his peers and the industry. This person is recognized for the efforts invested in his work and his daily personal investment.

Gabriel was born and raised in Montreal. He did his University studying in Montreal, Outaouais and Bordeaux, France. When he is not working hard for his clients, he enjoyed practicing winter and summer sports; spending time with his family and friends; very curious individual, he is always looking to enhance his knowledge.

Gabriel is perfectly bilingual (English, French) and fluent in Caribbean Creole.

As a Premier Banking Advisor covering the Montreal Downtown, Uptown, McGill College, Laval and Pointe-Claire markets, Kareem works as a single point of contact, providing banking and credit solutions to RBC Wealth Management clients and their families.

Partnering with DS Investment Advisors and partners across the multiple regions he covers, he provides personalized service and tailored advice to help clients effectively manage their banking needs.

With over 10 years of experience in financial services, Kareem has quickly become a respected member of the banking community in which he works.
In the last 5 years Kareem has held various key positions within the network of RBC branches and Private Banking including that of Expert Banking Advisor. He has demonstrated leadership skills amongst his peers and the ability to provide excellent advice and customer service.

Born and raised in Beirut, Lebanon, Kareem studied Molecular & Cellular Biology and worked in international medical equipment sales before entering the financial industry. He holds a Certificate in Business Management from HEC Montreal and a certificate in Personal Finance from the Canadian Securities Institute. He is fluent in 3 languages (French, English and Arabic)

Kareem resides in the Montreal area, he enjoys keeping up to date on all matters within the financial industry, skiing and has a great passion for cooking.

Richard has a Master in Business Administration (MBA) and a bachelor degree in Civil Law (LL.B.) from University of Sherbrooke as well as a bachelor degree in Common Law (Juris Doctor) from Queen’s University in Kingston. He is a Certified International Wealth Manager (CIWM), a Fellow of the Canadian Securities Institute (FCSI), a Canadian Investment Manager (CIM), a Certified Financial Planner Professional (CFP) from the Financial Planner Standard Council and a Financial Planner from the “Institut Québécois de Planification Financière” (F.Pl.).

Before joining RBC Family Office Services in 2015, Richard worked in the securities industry with Canadian and American brokerage firms and with the Montreal Exchange, where he worked as a Trader, Banker, Financial Advisor, Private Advisor and Financial Planner. He also spent three years in a Montreal based law firm specialized in business law.

Richard’s role is to work with and support your advisor in preparing and presenting comprehensive Compass Financial Plans for clients.

Prior to joining RBC Wealth Management, Michael Neudorf specialized in personal, estate and corporate planning for clients in a national law firm. In particular, Michael focused on providing tailor-made service to clients by assisting them in navigating through personal and legal issues in the most tax-efficient manner.

Michael obtained his Bachelor of Law (LL.B) in 2015 from the University of Montreal and was called to the Barreau du Quebec in 2016. Michael also holds a BA from McGill University in Political Science and History.

Michael is an active member of the Canadian Tax Foundation, the Association de planification fiscale et financière, the International Fiscal Association and the Canadian Bar Association.

As a Business Owner Specialist, High Net Worth Planning Services, Paule, together with your primary RBC advisor, helps you explore succession, tax, retirement and estate planning issues you face as a business owner.

Her guidance supports clients in their relationships with their external professional advisors, with whom she frequently interacts.

Paule has a Bachelor’s degree in Commerce from l’École des Hautes Études Commerciales (HEC) and a Master’s degree in Tax Law from the Montreal University. She has completed the Securities Dealers Course from the Canadian Securities Institute.

As a Chartered Profesionnal Accountant, Paule has more than 30 years of experience in tax and estate planning consulting, in CA firms as well as in life insurance and securities dealer companies. Paule is a frequent lecturer at annual conferences and technical seminars of l’Association de planification fiscale et financière and other professional associations and an active writer of reference papers on tax and estate planning topics.

Paule is a member of the executive committee of STEP Montreal and is regularly involved in various committees of the Association de planification fiscale et successorale.
Paule is a member of the Ordre des comptables professionnels agréés du Québec, the l’Association de planification fiscale et successorale, the Canadian Tax Foundation, the International Fiscal Association and the Society of Trust and Estate Practitioners.

Prior to joining RBC, Nathalie specialized in corporate commercial law and estate and trust law during her eleven years in private practice.

She focused primarily on mergers and acquisitions and tax driven corporate transactions, advising small and medium size businesses in connection with day to day requirements, such as shareholder issues, restructuring, strategic alliances and standard agreements. In addition, Nathalie focused on estate
and trust planning, tax planning and estate administration and liquidation, implementation of tax and estate plans, Wills, trusts, corporate reorganizations, business succession plans and wealth preservation.

In 2010, Nathalie joined RBC, assisting clients with their overall tax and estate planning, and in 2014, assumed her present position, specializing in assisting high-net-worth clients with their succession, tax, retirement and estate planning.

Nathalie obtained a Bachelor of Arts degree (political science) from Concordia University in 1992. She obtained her law degree from l’Université de Montréal Faculty of Law in 1995. She was called to the Barreau du Québec in 2000. Nathalie also completed her CICA in-depth tax courses, Parts I and II.

She is an active member of The Society of Trust & Estate Practitioners (Quebec chapter) and the Canadian Bar Association (Quebec).

As a Business Owner Specialist, High Net Worth Planning Services, Nathalie, together with your primary RBC advisor, helps you explore succession, tax, retirement and estate planning issues you face as a business owner.

Nathalie has a Bachelor’s degree in Finance and a Master’s degree in Tax from the University of Sherbrooke. She has also completed a Master in Business Administration from Laval University and a Bachelor degree in international commerce from l’École Supérieure de Commerce (ESC) in Poitiers, France. She is a Certified Financial Planner and has completed the Securities Dealers Course from the Canadian Securities Institute.

Nathalie has more than 20 years of experience in tax, charity and estate planning consulting. Nathalie regularly gives lectures at the Association de planification fiscale et financière (APFF) annual conferences and technical seminars, as well as at other professional association events, and is an active writer of articles on topics related to tax, charity and estate planning.

Nathalie is an active member of the executive committee of Society of Trust and Estate Practitioners (Quebec branch). She is also a member of the Association de planification fiscale et financière, the Institut Québécois de planification financière (IQPF) and the Canadian Tax Foundation (CTF).

As the Will and Estate Advisor for the Quebec region, Sabrina Silvano provides estate settlement strategies and solutions for clients and their families.

Sabrina works collaboratively with clients, their families and their trusted professionals in order to develop personalized multi-generational estate plans incorporating wills, testamentary and inter vivos trusts, and Protection Mandates. Through this process, she helps families ensure the protection of their patrimony and facilitates its smooth transfer to the next generation.

Sabrina is a highly leveraged resource to the Quebec region team providing insights and advice related to the ever changing laws on estate and trust structures. Her technical expertise complements her skill in managing the complexities of family dynamics. She brings a compassionate, expert perspective that is welcomed by families who may be struggling with the difficult decisions that often accompany estate planning, whether it’s protecting an heir with a disability, providing for children from a previous union, minimizing family conflict or dealing with beneficiaries or assets that are situated outside of Canada.

Fully bilingual, Sabrina holds a Bachelor of Laws (LL.B.) and a Juris Doctor (J.D.) in North American Common Law from the University of Montreal and is a member of the Quebec Bar and gained her TEP designation in 2018.

As an Estate Planning Specialist, Daniel Duchesne gives advisors and their clients something they weren’t expecting. A different discussion about life insurance – one in which they are completely comfortable.

As Daniel puts it, “So many clients say: ‘Why has no one had this discussion with me before?’ The image they had of life insurance is transformed. They say, ‘Wow – I didn’t know insurance could do that.’”

Daniel has an innate ability to put those around him at ease – by simplifying complex matters. His goal is to have two happy clients, the advisor and their client.

Everything he and his team do is for one single reason – to help clients preserve and enhance personal and corporate wealth. They are always asking themselves: “If the client was our parent, would we recommend the same thing?”

When everything matters: it is Noel who gets the call for the most critical situations and complex clients.

With over 25 years' experience in the financial services industry, Noel is different because of what he calls Science and Simplicity. As a Fellow of the Society of Actuaries he has extensive technical knowledge to share, yet advisors and clients alike remark how simply he articulates the most complex issues. These skills are what lead people to call Noel and his team when everything matters.

With the vision to be a world leader in providing life insurance solutions for affluent families and an intense enthusiasm for work, it is Noel's zest for life that sets him apart. He has a habit of grabbing the mic, a passion for extreme sports and a belief that the best can be even better.