All investors are different and unique with their portfolios yet certain investment principles remain constant

Asset Allocation

Asset allocation accounts for as much as 90% of portfolio performance. Getting that right is our number one priority. It is how we try to deliver consistent long-term results.

Risk Return Tradeoff

The more risk an investor is exposed to, the higher returns that investor ought to enjoy. We will never expose your portfolio to more risk than you are prepared to tolerate.


The careful combination of different asset classes, such as fixed income, equities and cash, can reduce risk while increasing returns. Portfolio diversification is key.


We are enthusiastic about investing in dividend-growing companies. Accordingly, we are big on dividend paying to our clients.


Wealth Management Approach

A rigorous five-step process helps ensure your portfolio expectations are met:

  1. Client Discovery: We gain a deeper understanding of an individual’s unique needs, time horizon, tolerance for risk, and more. It is the basis for the asset-allocation model we build for your portfolio.
  2. Building Your Portfolio: Based on that asset-allocation model, we will personally select an appropriate combination of investments for your portfolio. Virtually every type of investment is available to meet your needs.
  3. Managing Your Portfolio: We will make day-to-day investment decisions, after due consultation with you, that respond to, and anticipate, movements in the market and changes in the economic landscape.
  4. Adjusting Your Investment Strategy: We meet with you on a regular basis to review your portfolio and get an update on your personal and financial situation.
  5. Keeping You Informed: You will receive a monthly account statement detailing activity in your portfolio and providing the market value of your positions.