Anna Kubicek, CFP, CLU, Estate Planning Specialist
Anna’s greatest source of satisfaction is the success of others. Her relationship with each client is built on respect and trust. No matter how effective the recommended solution may be from a tax and estate planning perspective, Anna’s final words to each client are “follow your instinct, it must feel right.” As she puts it, “One thing my investment advisors and clients always say to me is, I feel understood.”
Truly hearing her advisor partners and clients is much more than just a feel-good exercise. It is essential to providing the elite level of service delivered by Anna and her team. “In order to provide clients with the best solution, I first have to understand their needs. Often, these needs are expressed at a level beneath the spoken words, and so I listen with what I call my ‘third ear’ to hear the true message.” Anna has two boys, Matthew and Nick. She teaches them her trademark: “Do what you say, do the right thing and always persevere.” Anna joined RBC in 2011. She holds both the Certified Financial Planner (CFP) and Chartered Life Underwriter (CLU) designations, and is a member of Advocis and CALU.
Mouyleng (Mou) Ly, CPA, CA, TEP, CFP, Financial Planning Specialist
Mouyleng (Mou) Ly is a Chartered Accountant, a Trust and Estate Practitioner, and a Certified Financial Planner. Mou obtained her Bachelor of Commerce degree from the University of Ottawa. She has completed the CICA In-Depth Tax course and is a member of The Society of Trust & Estate Practitioners (Canada) and the Canadian Tax Foundation.
Prior to joining RBC in 2011, Mou provided professional services to individuals and their owner-managed entities, specializing in personal and corporate tax, estate and financial planning.
Mou’s role is to work with and support your advisor in preparing and presenting comprehensive Compass Financial Plans.
Kelly Rivard, LL.B., CFP, TEP, Will & Estate Consultant
Kelly received her law degree from the University of Western Ontario in 1993 and was called to the bar in 1995.
She practiced in the areas of litigation, family law and estate planning at a law firm until joining a major trust company in 1996, where she worked in a variety of roles involving estate administration and planning. Kelly joined RBC Wealth Management in 2003.
Kelly received her Certified Financial Planning (CFP) designation in 1998 and is a member of the Society of Trust and Estate Practitioners (STEP) as well as the Law Society of Upper Canada. She has completed Parts I and II of the CICA in-depth tax course.
Kelly’s significant practical experience in the estate planning and administration field, coupled with her financial planning expertise, allows her to offer guidance on both the tax and personal implications of your estate plan.