1. Discovery

  • Understanding your financial goals
  • Understanding potential obstacles and family situation
  • Gathering documentation 
  • Risk Tolerance and Time Horizon
  • Asset Allocation
  • Will and Estate Planning  

2. Propose

  • Personalized Financial Plan
  • Investment Portfolio 
  • Financial Planning Services
  • Implementation and Transition Schedule
  • Insurance Needs

3. Implement

  • Phase in the investment recommendation 
  • Send transfer forms, consolidate assets
  • Review the forthcoming client statements

4. Monitor and Review

  • Monitor progress according to the plan
  • Adjust the plan and investments when needed
  • Review investment plan