Insights

For nearly a generation, high quality government and corporate bonds were a reliable counterweight to stocks in a balanced portfolio, bringing stability at times when stocks were anything but. The challenging bond market of 2022 shattered that narrative...

Homeownership costs have eased for three consecutive quarters in Canada. The share of income a household needs to cover mortgage payments, property taxes and utilities has fallen nationwide to 58.4% by Q3 after reaching an all-time high of 63.8% in Q4...

Find out what income splitting is, and how a prescribed rate loan strategy may be beneficial for you as part of tax planning.

These strategies can help you maintain the lifestyle you had while working.

Important aspects to consider in organizing your financial picture.

An as expected 0.25% interest rate cut from the Federal Reserve prompted a reaction from markets that was anything but normal. Forecasts for stronger growth and inflation and less rate cuts in 2025 prompted a sharp selloff in stocks of all stripes. Markets...

Given the political uncertainty facing Canada, the fate of many of the measures announced in the 2024 Fall Economic Statement is highly uncertain. However, the fiscal update still serves as a snapshot of where the economy is headed and how upcoming challenges...

It has been a challenging year for the Canadian dollar, which has fallen nearly 7% so far this year. A quicker pace of rate cuts in Canada compared to the U.S. has dampened global appetite for the loonie. Tariff threats post-election turbocharged the...

The Bottom Line: As expected, the Bank of Canada (BoC) cut the overnight rate by another 50 bps to 3.25% on Wednesday, right to the top end of the BoC’s “neutral” range estimate (2.25% – 3.25%). Macklem’s opening statement made clear that with interest...