Services and solutions tailored to your needs

We believe that there is no one set of services or solutions that will meet the needs of every client. The essence of our approach is to understand your own situation and, through our Dynamic Wealth Program  implement solutions that are appropriate to your individual needs.

Here we draw on the vast repertoire of services available through RBC Dominion Securities, Canadas largest wealth management firm. As part of our complete suite of offerings, clients may take advantage of the following broad categories:

Strategic discovery

  • Develop your individual Investment Policy Statement
  • Build customized portfolios designed to meet your investment goals
  • Establish your need for tax, estate, charitable giving and insurance planning
  • Provide research, commentary and information on specific holdings, markets or economies
  • Collaborate with your existing professional advisors, such as lawyers and accountants, to integrate your investment plans
  • Introduce, as appropriate, a full suite of services from our RBC partners

Enhanced wealth management services

  • Access to the expertise of our RBC Wealth ManagementServices team, which includes highly accredited lawyers, accountants and financial planning specialists
  • Comprehensive financial planning (CompassFinancial Plan)
  • Family Snapshot Wealth Management Opportunities Report
  • Will and estate consulting
  • Insurance-based wealth enhancement assessment
  • Business succession planning
  • Corporate re-organization advice
  • Family wealth management

 Investment solutions

  • Proprietary and third-party investment products, including mutual funds and portfolio services
  • Global and North America equities, including stocks, preferred shares, income trusts and more
  • Canadas largest inventory of fixed-income and money market instruments, including T-bills, GICs, government bonds and corporate bonds

Investment portfolio services

  • Ongoing personal advice
  • Buy/sell recommendations
  • Scheduled portfolio reviews
  • Portfolio monitoring
  • Portfolio rebalancing
  • Safekeeping (custody costs waived)
  • Multi-currency, non-registered account functionality
  • Automatic contributions and withdrawals, if needed
  • Automatic mutual fund purchase or redemption plans
  • Electronic funds transfer
  • Registered estate processing, tax reporting and T3 returns
  • Old certificate current status and value research
  • Interest on cash balances

Reporting

  • Monthly statements when there is trading activity in your accounts
  • Annual consolidated tax reporting, including dispositions with book costs
  • Quarterly performance reporting
  • DS Online private client website, providing secure 24/7 account access, exclusive investment research, quarterly market outlook, RBC Economics publications, Reuters market news, real-time quotes, customized Watchlists and more
  • Consolidated view of all your RBC accounts and ability to transfer funds between accounts through DS Online
  • Paperless eStatements through DS Online to reduce your paperwork and help us help the environment, including a seven-year archive starting with your October 2007 statements

Research and information services

  • RBC Wealth Management Services Library of publications and articles on a wide range of tax, retirement and estate planning topics
  • Provide access to the broadest and deepest research in Canada for domestic and global markets, including RBC Capital Markets, Standard & Poors, Valueline, JP Morgan, as well as independent Veritas exclusive to RBC Dominion Securities
  • Portfolio Strategy Quarterly, Morning Market Comments, Wealth Management Reviewand other reports