Our Eight-Step Process
The Moffat Wealth Management Program is an eight-step integrated wealth management system designed to successfully manage your unique financial affairs.
- Family profile – we get to know you, your family and your goals.
- Net worth statement and analysis – we take a deep dive into your financial life and assess room for improved efficiency or alignment to your goals.
- Financial planning – an accredited Financial Planner will examine your situation and design a personalized roadmap, which we will use to measure your success on an ongoing basis.
- Investment Policy Statement – we create your IPS, a document that outlines, in detail, your unique investment goals, timeline, risk tolerance and other important considerations.
- Investment summary and analysis – we present our suggested investment strategy to you, prioritizing your education along the way
- Income projection – For goals like retirement, we discuss your projected sustainable income and how we can maximize it through tax-minimizing structures.
- Estate planning and insurance – With the help of an Estate Planning Specialist at RBC Wealth Management Financial Services, we discuss any recommendations pertaining to your estate plan and the insurance products that may be best suited for your wealth preservation needs.
- Strategies & recommendations – we provide a thorough review of your overall wealth strategy, answering your questions and collaborating with you to decide on a fully tailored plan.
Our process starts with establishing a practical foundation for your wealth management strategy, involving you every step of the way.
