Value - Discipline - Integrity

What is Private Investment Management?

Private Investment Management is a unique discretionary managed account where you delegate responsibility for day-to-day investment decisions to a personal Portfolio Manager. You get a completely customized portfolio designed by your Portfolio Manager. Your portfolio is built from the ground up based on factors such as growth requirements, income needs and risk tolerance. Because your approval is not required for every single transaction, your Portfolio Manager is able to take advantage of investment opportunities quickly and efficiently. We must also work within specific guidelines established in advance and are accountable to these guidelines, which are regularly reviewed and adjusted according to your needs.

Step 1:

Understanding your needs and goals

Our first and most important job is to listen to you and understand your needs and dreams for the future. We will take the time to understand your specific investment goals, such as saving for retirement or financing a business, and the timeframes available to achieve them. In addition, we will consider your return expectations and tolerance for risk. This “discovery process” doesn't end here—as time passes, and your situation changes, we work with you to ensure that your investment strategy remains current.

Step 2:

Creating your investment policy statement

With an in-depth understanding of your personal situation, we are able to create your investment policy statement. This document provides the framework for managing your financial assets going forward. It clearly sets out your investment objectives, income needs, timeframes, asset mix guidelines, security selection criteria and review process. Your investment policy statement helps keep your investment goals and preferences in clear focus. It also provides a benchmark for measuring the progress you’re making towards achieving your goals.

Step 3:

Building your custom-designed portfolio

Once you’ve approved your investment policy statement, we can structure your personal portfolio.

In building a personalized investment portfolio for you, we select from a complete universe of investments from sources worldwide. This includes:

  • Investments for growth, such as Canadian, U.S. and international stocks

  • Investments for income, including government and corporate bonds

  • Investments for wealth preservation, including guaranteed investments

We also have access to leading-edge investment strategy and research provided by the RBC Investment Strategy Committee, RBC Capital Markets and third-party, independent firms such as Veritas and JP Morgan.

Step 4:

Managing your portfolio

The last step in the process is to monitor your progress towards your continued success. We will review your portfolio with you on a regular basis, and recommend appropriate changes to keep you on track. You will also receive detailed account statements, portfolio review statements, transaction updates and tax reports.