"Sandra is someone I feel very lucky to have as my Financial Planner. We have been working together for almost 16 years both prior to and since my retirement. She has been thorough in setting up short and long-term goals for both my husband and I and has tailored our financial strategies over the years according to our stages in life and our risk tolerance while bringing about good returns. She explains things to me on a level whereby I understand the options available to me and I never feel embarrassed about asking questions. Most importantly, she listens. She has spent the time authentically getting to know me as a person and has excellent communication skills. She is well qualified, experienced and knowledgeable in both investing and taxes. Her client contact is very good with regular updates and reviews. She gets back to me quickly regarding any questions I have and closely follows the performance of our funds, making changes as necessary while keeping us informed. I trust her completely and am confident with the recommendations she provides us. Sandra is a kind and patient person who acts with integrity and is outstanding at her job. I have no hesitation in recommending her." - D.S


"We have been clients of and have had the pleasure of having, an amazing, dedicated, Investment Advisor and Financial Planner in Sandra Cramen for thirteen years now. We initially met and worked with Sandra when we moved here (Kelowna, BC) in 2007 however, she was with a different financial institution at that time. When we learned that Sandra would be moving to RBC Dominion Securities we initially moved our bank accounts and then shortly after that ALL of our banking & investment needs. We did not want to lose a talented and extremely knowledgeable advisor so we followed her to RBC Dominion Securities. As well, we have had very good interaction and professional assistance from Sandra’s assistants, more recently with Darcy Griffith.
There are many traits we looked for when choosing a qualified person to look after what we consider to be one of the top 3 critical lifetime investments and these are just a few of what we found and experienced when we started working with Sandra (and Darcy later on):
Honest, caring, creative, sincere, thorough, punctual, organized, intelligent, discreet, confident, to name just a few. Sandra and her Assistant Darcy have done an extremely great job in all of their interactions and meetings as they assist us in getting the most out of our investments.
We could not have chosen a better team or better institution to invest most of our life savings and we will continue to work with Sandra and her team as we continue to enjoy our retirement confident in knowing that our finances are in great hands." - Peter & Kathy Baker


"Our experience of dealing with Sandra Cramen of RBC Dominion Securities for the last 17 years has been nothing but superb.
During that time she has invested our money wisely, always been easy to contact and was very personable with us. She has also continuously explained to us why she is investing our funds in certain areas. We find her always up to date on every section of the market and what the future could hold.
We have thoroughly enjoyed working with her and have utmost trust in her decisions." - Tom & Sue Hockley


“Sandra Cramen is an exemplary professional who applies skill, caring, thorough research and has put her heart and soul into managing our finances for the past 15 years. We trust her judgement and have benefitted from her ability, expertise and advice. She is passionate about her profession and we would be happy to recommend her to anyone seeking a financial advisor.” - Jan and Roly Harvey


“I initially met Sandra Cramen several years ago through my sister who had Sandra as her financial advisor and highly recommended her to me. Fortunately, I took her advice and even though I lived in the lower mainland at the time, contacted her and she took me on as a client. I moved to Kelowna three years after our initial contact and though I had met with Sandra when I could while living at the coast, after my move to Kelowna we met 2 – 3 times a year. I am always amazed at how knowledgeable and up to date Sandra is with the financial world and its’ ups and downs.
I have always felt comfortable following the advice she gives and have been pleased with the effort she puts in on my behalf. I am happy I made the decision to move my finances to her care so much so, that when she moved to RBC Dominion Securities, I did not hesitate to follow her! In my years investing with Sandra, she has guided me through ups and downs in my life and helped me to be able to retire comfortably. She actually really listens to what I say and answers all my questions, sometimes even ones I didn’t think to ask!
If I had not had her caring guidance and encouragement over these past 11 years, I can honestly say that I don’t believe I would have been even close to acquiring the quality of life in retirement that she has helped me to achieve. I have made the most wonderful friends at RBC over these past 11 years. Both Sandra and her assistant Darcy Griffith are definitely two awesome ladies that have been an absolute asset to my life.
I would highly recommend to anyone considering financial support to put these two ladies at the top of their list of people to speak to!” - Lynne Ryan


“Sandra Cramen has become a friend over the last 8 years, as well as my Financial Advisor. I love my twice yearly visits with Sandra, where we chat, laugh and share stories about family, travel, life experiences and finances. Over the years Sandra has guided me, giving me a comprehensive picture of my past, present and future financial status. We look at Asset Allocation, cash flow, taxes and future goals. We consider the total picture! Her advice is always welcomed and trusted. I head home with information to read, thoughts to think about and a warm feeling that I’m being looked after. I’m grateful that Sandra is part of my picture! Thanks Sandra and Darcy for your support.” – Judi Ronacher


“From our first meeting with Sandra we knew we could not have our finances in better hands. Over the past 12 years and the many ups and downs of the financial market, she has always had our best interests at heart. Our depth of trust in Sandra was proven when she moved to RBC Dominion Securities and we did not hesitate to transfer our investments and follow.

Each meeting with Sandra is the opportunity to learn about and participate in all aspects of our future financial goals. Sandra has encouraged us to enjoy our retirement, even suggesting that we take advantage of opportunities we would have let pass by. She definitely sees the “big picture” and gives us her total interest and attention in every aspect of our portfolio and during each visit with her. Her enthusiasm and passion for her job and her clients cannot be surpassed.

Sandra is a knowledgeable advisor, a savvy and trusted investor and most of all a dear friend. Anyone lucky enough to have team Sandra Cramen and Darcy Griffith on their side has hit the jackpot.” - Cam & Norma Johannson