Crystal graduated from the University of Toronto with a double major in Global Health and International Relations. After spending some time interning in Singapore, she began her wealth management career at BMO Nesbitt Burns, gaining valuable experience working with a large book of high net worth individuals as part of team that prioritized stellar client service and administrative efficiency. There, she was also chosen to be a representative of the Diversity, Equity and Inclusion Committee, actively defining holes and forming solutions in the early-career hiring process, with the goal of building equitable opportunity for young professionals. As a believer of lifelong learning, she is currently pursuing her CFA and CIM designations to gain more expertise in financial planning and investment management.