An Investment approach that appreciates your uniqueness
Working through different market cycles with clients, we learn to appreciate what your biases are, the relationship is a process of compromise, education and maximization. Supported by over 300 analysts and a dedicated capital markets team, we meet client's investment goals through income and growth by implementing timely ideas to take advantage of long term investment trends and cyclical growth.
The importance of asset allocation
The investment universe is vast and overtime, the most critical driver of return is on asset allocation. Different asset classes have different defensive or aggressive characteristics and an important first step is to construct an asset allocation that is best suited for each client.
A time tested process of portfolio construction
Through an overlay of tactical and fundamental analysis. Rita implement the best ideas and ‘Top Picks’ by analysts in each industry sector that fulfill the overall investment objective of the client. Choosing from a wide range of investment options, Rita present the most suitable in options and avoid pitfalls of untested ideas.
The important role tax play in investment returns
Canadian eligible dividends, foreign dividends, capital gains/loss and interest income are tax differently. Some more advantageous than others. Different vehicles such as RRSP, TFSAs, Investment Holding Companies and Trusts are used to maximize tax efficiencies.
Psychology and Investment behavior
The most underappreciated by most important and value add in working with an investment professional. Working with an advisor help clients to stay invested through market turmoil. Some common behavior biases are overconfidence, herding and familiarity which all distract from investment returns. Rita helps clients to realize and adjust these biases overtime.
