Our Specialists

Tim has been working in the financial services industry since 1992 both as an advisor and financial planning specialist, where he assisted advisors with providing high-quality financial planning services to their high-net-worth clients.

Prior to joining RBC, he was a Financial Advisor offering investment and insurance solutions while providing comprehensive financial planning guidance and advice to successful executives, farmers, business owners, professionals and other high net worth individuals. Tim’s extensive expertise and experience helps clients address all areas of financial planning.

Tim is a Chartered Professional Accountant (CPA) and was awarded a Fellowship designation in 2012 by CGA Canada. He is also a Certified Financial Planner (CFP) and Chartered Life Underwriter — CLU (a wealth transfer and estate planning designation).

"I'm here to get to know you and learn what matters most."

For Colin, it's not about focusing on money but rather on making it work the way you want. It's about seeing your family and business properly protected. It's knowing that he is there to help alleviate stress related to financial worry. 

Colin is driven to provide the best financial advice that aligns with your wealth goals and objectives. A firm believer that there is a need to keep conversations fluid and ongoing ensures he provides you with estate planning advice and insurance-based solutions that address your needs.

Married with 2 daughters and busy chasing after 2 dogs, Colin's happiest being with those he loves. His Prairie upbringing instilled the value of family and to be grateful for life's simple things. "I'm here. I want to help others and I'm always willing to do more."

As a Will & Estate Consultant, Jessica is committed to providing comprehensive estate planning services to clients.

Jessica obtained her undergraduate degree in Human Justice from the University of Regina with distinction and her law degree from the University of Saskatchewan with distinction. She was called to the Saskatchewan Bar in

2018. Jessica is a member of the Law Society of Saskatchewan and is the vice-chair of the Canadian Bar Association, Wills, Estate, and Elder Law Section for Saskatchewan.

Prior to joining RBC, Jessica practiced in the areas of Wills, estates, trusts, elder law, family law and real estate at a mid-size private firm in Regina. Her primary focus was in estate and incapacity planning, including preparation of Wills, Power of Attorneys and Health Care Directives. In addition to her estate planning practice, Jessica prepared applications to the court for letters probate and letters of administration for complex estates and advised executors, trustees and beneficiaries on estate and trust administration issues.

Jessica would be pleased to work with you and your advisor to review your estate plan, to efficiently achieve your estate planning and succession goals.

As a Senior Will and Estate Advisor in the Prairies Region, Deborah L. Giles brings an approach to estate planning that centers on understanding and addressing the unique needs of each client, working collaboratively with both the client and their trusted advisors to develop a comprehensive and effective estate plan. Whether clients hope to protect a disabled heir, incorporate succession planning for their business, address the unique concerns arising from second spouses and blended families, minimize family conflicts, or deal with beneficiaries or assets that are situated outside of Canada, Deborah can help craft a tailored estate plan that meets their individual needs.

A graduate of the University of Saskatchewan, Deborah earned a bachelor’s degree (Hons.) in political science before pursuing her Bachelor of Laws (LL.B.). Called to the bar in 2007, she built a career providing legal services in the areas of estate planning, administration, and family law. Deborah currently serves as a bencher with the Law Society of Saskatchewan and is an active participant in both the Canadian Bar Association and the Saskatchewan Bar Association. She is also a proud member of the Canadian Association of Farm Advisors.

Having grown up in rural Saskatchewan, Deborah brings a deep understanding of the province’s legal landscape and the specific needs of its communities. The combination of her professional expertise and commitment to providing practical solutions makes her an invaluable resource for clients and their financial advisors

Coady’s expertise includes tax and estate planning for business owners, professionals, executives, retirees and individuals with U.S. issues. He also assists individuals facing significant financial events (for example, sale of business, financial windfall, retirement, severing residential ties with Canada, etc.).

For more than 20 years, Coady has assisted high-net-worth and ultra-high-net-worth individuals and families with their complex planning needs. Coady is a tax lawyer, and he has occupied his current planning role at RBC since 2008. In providing planning information to clients, Coady frequently communicates with their external professional advisors.

Coady’s educational background includes a law degree from Dalhousie University as well as the completion of the Chartered Professional Accountants of Canada (CPA Canada’s) In-Depth Tax Course (Levels I, II and III) and the CPA Canada’s Tax Issues for the Owner-Managed Business Course. He is a member of both the Canadian Tax Foundation and the Canadian Bar Association (Alberta Branch (South)) Tax Specialist Section. Also, Coady was called to the Bar in Alberta and Ontario. Further, in addition to his finance degree from Bishop’s University and the completion of the Canadian Securities Course, Coady is a registered Trust and Estate Practitioner (TEP) with the Society of Trust and Estate Practitioners (STEP).

Faisal specializes in tax and estate planning for high net worth families.

Prior to joining RBC, Faisal was a tax senior manager with a mid-size accounting and advisory firm, as well as with a multi-national accounting firm. Faisal’s expertise includes tax and estate planning for high net worth individuals and families, professionals, and business owners.

Faisal is a Chartered Professional Accountant (CPA, CA) and his educational background includes the completion of the CICA’s in-depth tax course (Level I, II and III), a Bachelor of Arts in Economics from the University of Victoria, and a Masters of Professional Accounting from the University of Saskatchewan. He is also a member of the Canadian Tax Foundation.

As a private banker with RBC Wealth Management, Private Banking, Theresa (Tracy) Towns provides comprehensive wealth management and financing strategies to high-net-worth clients in southern Saskatchewan and her hometown of Regina.

Tracy has been in the financial services industry for over 15 years. Starting her career with RBC Royal Bank in Vancouver, BC, she moved on to numerous roles, most recently as a Senior Financial Planner with RBC Financial Planning. She worked across numerous locations in Saskatchewan and BC, which has added tremendous exposure to all types of industries.

Now in the Regina Private Banking office, Tracy works closely with her clients to address their often-complex banking, credit and wealth management needs. She creates tailored financial solutions for high-net-worth individuals, business owners, professionals, executives and their families. Through RBC she partners with specialists to provide a complete range of complementary services, from sophisticated credit solutions, investment management, estate and legacy planning, philanthropic strategies, to domestic and international trust services.

Tracy is a graduate of Liverpool Institute of Performing Arts where she obtained a B.A. in Music. Upon graduation, she further pursued a diploma in Sound Design from Vancouver Film School. Since joining RBC in 2008 she has obtained a variety of financial certifications including her Financial Planning (PFP) accreditation. Her expansive knowledge and experiences in a variety of disciplines allows Tracy to provide effective financial planning, advice and a bespoke experience to her clients.

Active in her community, Tracy is a former board member of Nelson & District Women's Center and has volunteered with many charities over the years, including Regina Humane Society, Coldest Night of the Year, and many others in-between!

Prior to joining RBC in 2008, she worked as a composer creating music for film and TV, most notably for Corner Gas and the Canadian Antiques Roadshow—evidence that her home is truly in Saskatchewan! In her spare time, she enjoys music production and composing out of her home recording studio. She and her husband enjoy keeping active at the gym and spending time walking their two dogs.

As a Premier Banking Advisor for the Greater Saskatoon Region, Rhea Hartl works as a single point of contact, creating elevated value and personalized care with day to day banking and credit solutions for select high net worth

 ndividuals.

Rhea partners with Wealth Management Investment Advisors and Counsellors across the region, providing tailored advice to efficiently manage clients day-to-day banking needs.

She has worked in the financial industry for 22 years and brings her passion, insight and specialized approach to create an elevated service experience ensuring wealth management clients day to day banking needs are being met.

Prior to her current position, she worked as a Financial Advisor for 16 years, with a focus on relationship management and implementing credit and lending solutions for high-net-worth clients.

She is committed to giving back to her community, as she volunteers with Foundations Learning to help coach the Financial Literacy courses regarding accounts, credit, investing, budgeting and consumerism. She enjoys all sports especially football, soccer, curling and loves getting the opportunity to travel to see other cultures.