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First Home Savings Accounts (FHSAs)
The tax-free first home savings account (FHSA) is a new registered account to help individuals save up to $40,000 on a tax-free basis to purchase their first home. The account offers both tax-free investment growth and tax-deductible contributions.
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Locked-In Retirement Plans
What happens to your employer pension plan when you leave your current employer? Often, you have an opportunity to either take the pension benefits in the form of a lump-sum payment or transfer all or part of the lump-sum payment to a locked-in retirement plan on a tax-deferred basis. This article explains the various types of plans & their maturity options.
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Registered Disability Savings Plans (RDSPs)
The RDSP is designed to assist an individual with a disability in saving for the long-term. It offers investment tax deferrals, access to government grants, and an opportunity for family to assist with the contributions.
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