Investment solutions

The four-step Portfolio Approach

The basis of long-term, successful money management, the Portfolio Approach is predicated around creating a customized investment portfolio that reflects your investment needs throughout the various stages of your life.

There are four steps to the custom Portfolio Approach:

Step 1 : Understanding your needs and goals

Our first and most important job is to listen to you and understand your needs and dreams for the future. We will take the time to understand your specific investment goals, such as saving for retirement or financing a business, and the timeframes available to achieve them. In addition, we will consider your return expectations and tolerance for risk. This “discovery process” doesn't end here—as time passes, and your situation changes, we will work with you to ensure that your investment strategy remains current.

Step 2 : Creating your investment strategy

With an in-depth understanding of your personal situation, we are able to create your investment strategy. This provides the framework for managing your financial assets going forward. It clearly sets out your investment objectives, income needs, timeframes, asset mix guidelines, security selection criteria and review process. Your investment strategy helps keep your investment goals and preferences in clear focus. It also provides a benchmark for measuring the progress you're making towards achieving your goals.

Step 3 : Building your custom-designed portfolio

Once you've approved your investment strategy, we can structure your personal portfolio.

In building a personalized investment portfolio for you, we select from a universe of international investments. This includes:

• Investments for growth, such as Canadian, U.S. and international stocks
• Investments for income, including government and corporate bonds
• Investments for wealth preservation, including guaranteed investments

We also have access to leading-edge investment strategy and research provided by the RBC Investment Strategy Committee, RBC Capital Markets and third-party, independent firms.

You will have a diversified portfolio that conforms to the guidelines and direction you set in advance. This process means you will receive specific, appropriate investment recommendations, and each recommendation will be clear and well thought-out.

Step 4 : Managing your portfolio

The last step in the process is to monitor your progress towards your continued success. We will review your portfolio with you on a regular basis, and recommend appropriate changes to keep you on track. You will also receive detailed account statements, portfolio review statements, transaction updates and tax reports.

For more information, please contact us today.

The Advisor Account

For all your investment needs

The Advisor Account is a special type of investment account designed to complement our portfolio approach to investing. With the Advisor Account, you can plan, implement and make adjustments to your investment portfolio as needed. You work directly with a professional Investment Advisor, and you are backed by the strength, security and resources of RBC Dominion Securities Inc., Canada’s leading full-service investment firm.

Best of all, the Advisor Account offers the simplicity of paying one annual fee, rather than paying commissions on individual transactions. It’s ideal for investors who follow the portfolio approach and would prefer to focus on achieving their overall financial goals—and not on individual transaction costs.

With the Advisor Account, you have access to all the investment and financial services we
offer. Working in partnership with your Investment Advisor, you can take advantage of our portfolio planning and implementation skills, our investment research and strategy, plus our evaluation and monitoring tools—all for an asset-based price.

Partnership, investment process and convenience are just a few of the reasons why Canadian investors like you have chosen the Advisor Account.
 

View your documents electronically with eDocuments

Go paperless with eDocuments to reduce your paperwork, while helping us reduce our impact on the environment.

With eDocuments, you can securely view your RBC Dominion Securities account documents (such as statements, confirmations and prospectuses) in Adobe PDF format from the convenience of your personal computer. By choosing eDocuments, you have less paperwork to file or shred, saving you time and helping to protect the environment. Plus, you can quickly access a seven-year archive of your account statements.

The choice is yours

You can choose either eDocuments or regular paper documents – it's up to you. If you want to switch to eDocuments, follow the easy steps below. If you'd rather receive paper documents instead, do nothing – they will continue to come in the mail as before.

Accessing your eDocuments

• To add eDocuments to personal accounts: simply call us and we'll change your accounts over the phone and set you up for WM Online if required. Otherwise, please click here and follow the steps.

• To add eDocuments to business and corporate accounts: get in touch with us first to complete a consent form, then you can follow the same steps as personal accounts.

To learn more about eDocuments or WM Online, please contact us.