Tax Free Savings Account (TFSA)

If you're looking for a flexible and tax-free way to save for your goals, the Tax-Free Savings Account (TFSA) is a smart choice. TFSAs are powerful registered investment accounts that allow your contributions to grow without attracting tax. With no taxes on withdrawals, TFSAs are ideal for a wide range of goals, from emergency savings to supplementing your retirement income. Plus, there are opportunities to income split and reduce your household's overall tax bill.

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Tax Free Savings Account

 

Registered Retirement Savings Plan (RRSP)

A Registered Retirement Savings Plan (RRSP) is an investment account designed to help you save for retirement by deferring taxes on your investment earnings. With an RRSP, you can deduct your contributions from your taxable income, which can lower your tax bill today. Plus, as you'll likely be in a lower tax bracket when you retire, your withdrawals will be taxed at a lower rate. This means your money can stay invested and grow faster, giving you a comfortable retirement

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Registered Retirement Savings Plan

First Home Savings Account (FHSA)

Saving up for your first home can be challenging, but with the First Home Savings Account (FHSA), it's easier than ever. The FHSA is a new registered account designed to help you save for your first home tax-free. If you're at least 18 years old, have a Social Insurance Number (SIN), and haven't owned a home where you've lived in the past four calendar years, you could be eligible to open an FHSA.

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First Home Savings Account

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