RBC Partners

As a Will and Estate Advisor for the Central Canada Region, Malvin Seto brings an approach to estate planning centered on understanding and addressing the unique situation of each client. He works collaboratively with clients and their trusted advisors to help craft a comprehensive, effective estate plan that meets their particular needs. A graduate of the Queen’s University Faculty of Law with a Juris Doctor degree, and with legal practice experience in estate litigation, Malvin has continued to deepen his industry knowledge and expertise including as an affiliate member of STEP Canada. Whether clients hope to protect a disabled heir, incorporate succession planning for their business, address the complex concerns arising from second spouses and blended families, minimize family conflicts, or deal with beneficiaries or assets that are situated outside of Canada, Malvin can help craft a tailored estate plan that meets their individual needs. The combination of his professional expertise and his commitment to providing practical solutions make Malvin an invaluable resource for both clients and their financial advisors

Fayaaz is a Private Client Insurance Specialist, with over 15 years of extensive experience in the insurance industry.

He specializes in providing tailored risk management and insurance solutions for high-net-worth individuals and their families through meticulous discovery and deep understanding of the needs and challenges that come with protecting their assets, wealth and lifestyle.

Fayaaz’s dedication to delivering an exceptional client experience has consistently made him a top performer at RBC insurance and previous organizations. He is committed to providing personalized and comprehensive insurance protection customized to his clients’ needs and priorities.

Fayaaz received an honours BA from University of Toronto, and a lean six methodology certification.

Outside of work, Fayaaz actively contributes to the community as a Board Director at the Stevenson Memorial Hospital Foundation. In addition to spending quality time with his wife and two daughters, he enjoys travelling, exploring local artisan shops, farmers markets and restaurants. Most mornings, Fayaaz starts his day with a workout or wraps up a round of Golf.

You’re the biggest beneficiary.

Colin Ardill stays humble. Even so, he’s not shy about being a man on a mission: to overturn 150 years of misunderstanding about life insurance, one day at a time.

Most Canadians see only one dimension to life insurance: that it’s of no use to the living. But Colin sees it in three dimensions. There is the death benefit that everyone can see – but life insurance also provides tax-exempt growth, and it allows the holder to spend more money in retirement than they otherwise could. Says Colin: “The person buying the policy is going to be the biggest beneficiary.”

Colin has been in the estate planning business for over 15 years. His core purpose – the heart of everything he does – is to leave everyone he meets better off.

Dayna obtained her Bachelor of Laws (Honours) degree from the University of the West Indies and was called to the Ontario Bar in 2022. She is a member in good standing with the Law Society of Ontario.

Before joining RBC Family Office Services, Dayna built a distinguished legal career in private practice at a large law firm, where she specialized in Wills and estate planning, estate administration, estate litigation, real estate, and corporate and commercial law. Her robust background includes advising clients on complex, tax-efficient estate planning strategies, guiding them through probate and estate administration processes, and resolving disputes between executors and beneficiaries.

As a Will and Estate Consultant, Dayna brings a wealth of knowledge and experience to her role, providing clients with comprehensive and holistic estate planning services tailored to their unique financial and legacy goals.

Scott brings his 33 plus years of financial services experience to the clients he meets, including 18 years in public practice (six years as a Partner) with a local CA firm. He has worked with clients in the areas of tax, estate and business strategy including family business succession planning.

Prior to joining RBC Family Office Services, Scott provided services for four years to RBC clients as a Commercial Account Manager, focused on owner- managed business and agriculture clients, and four years as a Private Banker, assisting high net worth clients with personal banking, credit and financial planning needs.

Scott is member of the Chartered Professional Accountants of Canada, the Institute of Chartered Accountants of Ontario, and the Financial Planners Standard Council. He is a Canadian Association of Family Enterprises trained family business facilitator, a Family Business Advisor and graduate of the University of Guelph with an animal science and agriculture business degree. He is also a member of the Canadian Association of Farm Advisers and holds a CAFA designation, (Certified Agriculture Farm Advisor).

Scott will work with your advisors to prepare and present a comprehensive Compass Financial Plan specific to you.