Private Investment Management (PIM)

Marcus Lai & Mandy Wu Wealth Management is an experienced team of portfolio managers recognized for specializing in discretionary investment management. Available exclusively for portfolios exceeding $5,000,000, Private Investment Management (PIM) is the largest advisor managed discretionary brokerage program in Canada which gives clients the confidence to pursue their goals, knowing that their wealth will be managed according to the highest standards.

Key Benefits of Private Investment Management

Discretionary Portfolio Management Through a Personal Portfolio Manager
  • PIM is a unique discretionary managed account where you delegate responsibility for day-to-day investment decisions to a personal Portfolio Manager such as Marcus and Mandy.
  • With PIM, each client’s goals and needs are taken into consideration in the customized portfolio designed by our team.

The Highest Credentials at Your Service
  • Only a select group of our Investment Advisors can offer you portfolio management services through Private Investment Management.
  • Portfolio Managers must possess advanced investment credentials, extensive experience advising clients and substantial assets under administration.

Direct Access to Your Portfolio Manager
  • Unlike most money management programs, PIM offers you the unique opportunity to sit down with Marcus and Mandy to discuss your needs one-on-one.
  • Building a personal relationship through frequent communication means that your portfolio will accurately reflect your individual goals and objectives, as you advance through different stages in your life.


Our Meticulous Six Step Process

To ensure that we always act in your best interests, Marcus and Mandy follow a meticulous six-step process. This process balances your desire for freedom with your expectation for excellence:

Creating Your Investment Policy Statement

  • We work closely with you to develop an investment policy statement, a written document that takes into account your unique needs, investing time horizon, tolerance for risk and more. Considering all these factors, we will then recommend an ideal asset-allocation model for your portfolio.

Building Your Portfolio

  • Based on your ideal asset-allocation model, we will select an appropriate combination of investments for your portfolio. Virtually every type of investment is available to meet your needs.
  • In selecting appropriate investments, Marcus and Mandy combine an understanding of overall global economic and market trends with fundamental research of individual investment opportunities. Senior economists, portfolio strategists and research analysts from various parts of RBC Financial Group augment our insights in these key areas.

Managing Your Portfolio

  • We will make day-to-day investment decisions on your behalf to respond to and anticipate the changing market and economic landscape. For example, if the outlook for a certain region of the world improves, your portfolio.

Third-Part Review & Monitoring

  • An independent risk management group reviews your portfolio on a quarterly basis to ensure it meets the high standards set out in your investment policy statement.

Adjusting Your Investment Strategy

  • We will also meet with you on a regular basis to review your portfolio and get an update on your personal and financial situation.

Keeping You Informed of Your Progress

  • You will receive a monthly account statement that details the activity in your portfolio and provides the current market value of all your positions. In addition, you can receive a quarterly rate-of-return calculation. You also have access to your accounts and timely market information through our online services.

Private Investment Management Could Be Ideal if You:

  • Desire superior, personalized service and direct access to a professional Portfolio Manager.
  • Want freedom from making daily investment decisions.
  • Seek a disciplined approach to professional wealth management.