We understand that creating and effectively managing your wealth is just part of the equation. It’s also important to preserve it.

Through the use of insurance strategies, we can help you preserve your wealth during your lifetime, and protect the value of your estate for your family and other beneficiaries.

Marcus Lai & Mandy Wu Wealth Management Offers the Following Insurance Products to Cater to All Clientele:

  • Insured Annuities
  • Key Person Insurance
  • Segregated Funds
  • Tax-Exempt Life Insurance
  • Living Benefits

Insurance Strategies Can Also Help You Maximize the Wealth You Transfer to Your Heirs:

Estate Creation & Preservation
  • Offset costs incurred at death and perserve your estate by having insurance proceeds pay them for you.
  • Through Tax-Exempt Life Insurance, you can maximize the value of your current assets as well as maximize the value of what is being transferred to the next generation.

Tax Minimization
  • Tax-Exempt insurance helps to eliminate annual taxes paid on investment growth.
  • Tax Protector life insurance can prevent erosion of the final value of your estate, and eliminate potential expense and inconvenience to your heirs.

Income Enhancement
  • An insured annuity provides a steady stream of payments in return for a lump sum deposit.
  • By insuring your annuity, an amount equal to your original deposit is issued to your beneficiary.