Your extended team

Michel Bétournay, Financial Planner, obtained a Bachelor of Business Administration degree (major in accounting) from HEC Montréal in 1991, and earned the Financial Planner designation from the Quebec Institute of Financial Planners (IQPF) in 2002.

Michel joined RBC Financial Group in 1993, and has fourteen years’ experience as a Financial Planner, twelve of which were spent with the Compass Financial Planning team.

Michel’s role is to work with and support your advisor in preparing and presenting comprehensive Compass Financial Plans for clients.

Prior to joining RBC Wealth Management, Joseph Di Niro began his career as a Notary in private practice at a notarial firm in Montreal. During this period, Joseph developed an expertise in Will and estate planning and also acquired specialized knowledge in estate settlements and non-contentious matters. To further his knowledge in the field of taxation, Joseph later joined a multinational accounting organization, where he specialized in tax planning for individual and corporate clients.

Member of the Board of Notaries of the Province of Quebec (Chambre des Notaires du Québec) since 2010, Joseph obtained his Notarial Law Degree(D.D.N.) from Université de Montréal in 2009, after having obtained his Bachelor of Law LL.B.) from the Université de Québec à Montréal (UQAM) in 2007. Joseph is currently pursuing a Master’s Degree in Taxation from the University of Sherbrooke.

Prior to joining RBC Wealth Management, Me Jennifer Katsaros launched her career at one of the largest Quebec-based networks of Notarial firms in Montreal. During this period, Me Katsaros developed an expertise in will and estate planning, as well as acquired a specialized knowledge in estate settlements
and non-contentious procedures. To further her knowledge in the field of estate planning, Me Katsaros later joined a major Quebec law firm that specializes in taxation, where she specialized in estate settlements and estate planning for high net worth individuals.

These combined experiences ensure a holistic viewpoint and a collaborative approach to the client experience.

Member of the Board of Notaries of the Province of Quebec (Chambre des Notaires du Québec) since 2016, Me Katsaros obtained her Masters in Notarial Law (LL.M.) from the University of Montreal in 2015, after having obtained her Licentiate in Law (LL.L.) from the University of Ottawa in 2014. She also holds a Bachelor of Commerce (B.Comm.) from the John Molson School of Business, Concordia University since 2008.

As an Estate Planning Specialist, Daniel Duchesne gives advisors and their clients something they weren’t expecting. A different discussion about life insurance – one in which they are completely comfortable.

As Daniel puts it, “So many clients say: ‘Why has no one had this discussion with me before?’ The image they had of life insurance is transformed. They say, ‘Wow – I didn’t know insurance could do that.’”

Daniel has an innate ability to put those around him at ease – by simplifying complex matters. His goal is to have two happy clients, the advisor and their client.

Everything he and his team do is for one single reason – to help clients preserve and enhance personal and corporate wealth. They are always asking themselves: “If the client was our parent, would we recommend the same thing?”

When everything matters: it is Noel who gets the call for the most critical situations and complex clients.

With over 25 years' experience in the financial services industry, Noel is different because of what he calls Science and Simplicity. As a Fellow of the Canadian Institute of Actuaries he has extensive technical knowledge to share, yet advisors and clients alike remark how simply he articulates the most complex issues. These skills are what lead people to call Noel and his team when everything matters.

With the vision to be a world leader in providing life insurance solutions for affluent families and an intense enthusiasm for work, it is Noel's zest for life that sets him apart. He has a habit of grabbing the mic, a passion for extreme sports and a belief that the best can be even better.

As a Senior Trust Advisor, Frédéric Morin is responsible for managing a complex book of accounts and serves clients throughout Quebec out of the Montreal office. Frédéric works with families, individuals and businesses to provide customized estate, trust, and incapacity solutions. Whether it is helping someone to settle an estate, establishing a trust to ensure the successful transfer of family assets, or arranging to assist with the administration and responsibilities for a Power of Attorney, Frédéric can help.

Holder of a law degree from the Université de Sherbrooke, Frédéric practiced law for four years. He later obtained his accreditation from the Institut québécois de la planification financière (IQPF) and served as a financial planner for three years at RBC Royal Bank. Member of the Quebec Bar, Frédéric continues to deepen his knowledge and expertise and is studying to become a member of the Canadian division of the Society of Trust and Estate Practitioners (STEP).

With a career focused on building client relationships, Frédéric is dedicated to providing assistance in the preservation, management and transfer of wealth between generations by providing solutions to implement clients’ estate and trust plans.

Frédéric understands that no two clients are the same and actively collaborates with his RBC Estate and Trust partners to find the solution that’s right for the client.

As an Advisor at Private Banking Premier for the Montreal market, Ichou Wai works as a single point of contact, providing banking and personal credit solution for select clients of RBC Wealth Management and their families. Partnering with Investment Advisors and Counsellors across the region, she provides personalized service and tailored advice to help clients save time and effectively manage their day to day banking needs.

With 27 years of experience in financial services and group advantage at RBC, Ichou is well respected by her clients and industry peers and has received top performer recognition. She has demonstrated her ability to give sound advice and deliver best in class client experience.

Born in Laos and a resident of the Montreal area for 25 years, Ichou actively participates in her community at Dao En Temple to cook and distribute free vegetarian meals.

She currently resides in the Repentigny region with her 2 children. She is passionate about meditation and yoga. Ichou can communicate fluently in French, English, Laotian and Thai.