Will & Estate Consultant
Will & Estate Consultant, RBC Family Office Services
Prior to joining RBC Wealth Management, Michael Neudorf specialized in personal, estate and corporate planning for clients in a national law firm. In particular, Michael focused on providing tailor-made service to clients by assisting them in navigating through personal and legal issues in the most tax-efficient manner.
Michael obtained his Bachelor of Law (LL.B) in 2015 from the University of Montreal and was called to the Barreau du Quebec in 2016. Michael also holds a B.A. from McGill University in Political Science and History. In continuing his studies, Michael is currently pursuing a Master’s Degree in Taxation from the University of Sherbrooke.
Michael is an active member of the Canadian Tax Foundation, the Association de planification fiscale et financière, the International Fiscal Association and the Canadian Bar Association.
Private Banker, RBC Private Banking
As a Private Banker, Araz Jaroudi brings over 10 years of experience in financial services to his role. Araz and his team provide High-Net-Worth Families, Executives and Business Owners with one of Canada's most comprehensive suites of Wealth Management solutions.
As part of each client's tailored package, Araz designs and implements personalized banking, cash management, short- and long-term wealth plans and flexible credit solutions. He also works closely with experts from across RBC to provide his clients with a complete range of wealth services and solutions – including complex credit, investment management, business planning, estate planning and trust services.
Clients value Araz's many years of experience as a financial planner, and his expertise with respect to both business and personal finance and taxes. Araz is committed to understanding his clients' personal and financial goals, providing exemplary service and communication, maintaining client confidentiality, and ultimately delivering a comprehensive financial plan to preserve, diversify and grow his clients' wealth.
Araz holds a Bachelor of Commerce, with a Major in Finance from John Molson School of Business at Concordia University in 2009 and is Certified as Financial Planner by the ‘Institut Québécois de Planification Financière' in 2013.
He has been repeatedly distinguished throughout his career working in Major Banks based in Montreal and Dubai, he speaks fluently French, English, Spanish and Arabic.
With his competencies, expertise and people management skills, he is sure to know how to provide a dedicated and trusted Team approach and uphold a key role as part of your trusted advisor network and specialists.
Financial Security Advisor, RBC Wealth Management Financial Services Inc.
As an Estate Planning Specialist, Daniel Duchesne gives advisors and their clients something they weren’t expecting. A different discussion about life insurance – one in which they are completely comfortable.
As Daniel puts it, “So many clients say: ‘Why has no one had this discussion with me before?’ The image they had of life insurance is transformed. They say, ‘Wow – I didn’t know insurance could do that.’”
Daniel has an innate ability to put those around him at ease – by simplifying complex matters. His goal is to have two happy clients, the advisor and their client.
Everything he and his team do is for one single reason – to help clients preserve and enhance personal and corporate wealth. They are always asking themselves: “If the client was our parent, would we recommend the same thing?”
Will and Estate Advisor
Will and Estate Advisor, RBC Royal Trust
As the Will and Estate Advisor for the Quebec region, Sabrina Silvano provides estate settlement strategies and solutions for clients and their families.
Sabrina works collaboratively with clients, their families and their trusted professionals in order to develop personalized multi-generational estate plans incorporating wills, testamentary and inter vivos trusts, and Protection Mandates. Through this process, she helps families ensure the protection of their patrimony and facilitates its smooth transfer to the next generation.
Sabrina is a highly leveraged resource to the Quebec region team providing insights and advice related to the ever changing laws on estate and trust structures. Her technical expertise complements her skill in managing the complexities of family dynamics. She brings a compassionate, expert perspective that is welcomed by families who may be struggling with the difficult decisions that often accompany estate planning, whether it’s protecting an heir with a disability, providing for children from a previous union, minimizing family conflict or dealing with beneficiaries or assets that are situated outside of Canada.
Fully bilingual, Sabrina holds a Bachelor of Laws (LL.B.) and a Juris Doctor (J.D.) in North American Common Law from the University of Montreal and is a member of the Quebec Bar.
Premiere Banking Advisor
Premier Banking Advisor, RBC Royal Bank
As a Premier Banking Advisor for the Montreal market, Cristina Craciun works as a single point of contact, providing banking and credit solutions for select clients of Wealth Management Canada and their families. Partnering with Investment Advisors and Counsellors across the region, she provides personalized service and tailored advice to help clients save time and effectively manage their day to day banking needs.
With more than 12 years of experience in financial services, including more than 9 years with RBC, Cristina has held various advisory roles including a role of senior advisor in personal banking. She is recognized for her ability to give sound advice to high-net-worth clients such as doctors, professionals and business owners and to surround herself with different partners within RBC for an excellent customer experience.
Cristina is committed to giving back to her community and has volunteered for the Ronald McDonald House of Montreal, Light the Night Walk (The Leukemia & Lymphoma Society of Canada), and several other charity and community events organized by RBC. She also organised financial literacy seminars for ERS a not-for-profit that supports English speaking unemployed people to integrate into the Quebec work environment.
Born in Romania, Cristina holds a Bachelor in Law and Public Administration, major in Public Administration from the University of Economics and Law, Romania. She speaks fluent French, English, and Romanian.
Cristina currently resides in the Montreal area and spends her spare time with her family and friends, playing tennis, reading, and listening to music. She also enjoys traveling and learning about other cultures.
Vice-President & Financial Planning Specialist, RBC Wealth Management Canada
Michel Bétournay, Financial Planner, obtained a Bachelor of Business Administration degree (major in accounting) from HEC Montréal in 1991, and earned the Financial Planner designation from the Quebec Institute of Financial Planners (IQPF) in 2002.
Michel joined RBC Financial Group in 1993, and has fourteen years’ experience as a Financial Planner, twelve of which were spent with the Compass Financial Planning team.
Michel’s role is to work with and support your advisor in preparing and presenting comprehensive Compass Financial Plans for clients.
Philanthropic Advisory Specialist, RBC Family Office Services
Prior to joining RBC Family Office Services, Kim spent over 15 years working in the charitable sector, engaging with families across North America to help them develop personalized strategies that aligned with their charitable giving goals. This experience provided Kim countless opportunities to build deep and meaningful relationships with many of Canada’s leading philanthropists in order to help them realize their charitable giving goals and engage in bespoke engagement opportunities.
With this unique perspective on the intersection of charitable gift planning and major gifts fundraising, Kim works alongside the wider RBC Family Office Services professionals to provide strategic advice and guidance to high net worth and ultra-high net worth clients in developing their charitable giving and legacy plans as part of their broader wealth management planning.
Based in Toronto, Kim is a member of the Canadian Association of Gift Planners, holds the Master Financial Advisor – Philanthropy certification and an undergraduate degree from American University in International Studies with a focus on International Development in Africa.