Steven completed his Bachelor of Business Administration at York University in 1989 and subsequently completed the CICA In-Depth Tax course. He has also achieved the advanced designations of Chartered Professional Accountant (CPA, CA) and Certified Financial Planner (CFP).
During his time as a tax and financial practitioner with several professional service firms, Steven specialized in Canadian, U.S. and cross-border personal income taxation, and provided planning and preparation services to clients. He also has professional experience with the RBC Tax Advisory Group and RBC Dexia, where he provided tax advice to various business units within RBC.
As an experienced practitioner in financial matters, Steven has written or contributed to many research articles, industry publications, training materials and client presentations.
Steven’s role as a Financial Planning Specialist is to work with, and support, your advisor in preparing and presenting comprehensive financial planning solutions.
Connie obtained a Bachelor of Arts degree from the University of Toronto in 1989 and a Bachelor of Laws degree from Osgoode Hall Law School in 1992. She was called to the Ontario bar in 1994.
Prior to joining RBC, Connie practised law for 18 years. As a partner in a mid-sized full-service law firm, her practise was varied and covered the areas of corporate/commercial law, real estate, and wills, trusts and estates law. In that role, Connie advised her owner-manager clients on a broad range of business and personal needs, from purchases and sales of businesses, to shareholder agreements and corporate reorganizations, to will and estate planning.
For many years Connie taught the Business Law section of the Bar Admissions Course and was involved with preparing the licensing exams for Ontario lawyers. Throughout her career, Connie has been involved in her broader community, serving on many non-profit boards as well as providing pro bono legal services.
Ken specializes in tax and estate planning for high-net-worth and ultra-high-net-worth families, especially those who recently arrived in Canada.
Ken collaborates with these families and their professional advisors to formulate wealth planning strategies that will help achieve their financial goals. These include tax and estate planning, business succession planning, trust and fiduciary planning and international wealth transfer strategies and solutions. With 10 years of experience in serving private clients immigrating from abroad, Ken discusses wealth planning for newcomers to Canada through his broad knowledge and expertise in international and multi-jurisdictional tax, estate and trust planning.
Ken earned a Bachelor of Business and Commerce degree at the University of Alberta, and qualified as a Chartered Accountant in 1989. He is fluent in English, Mandarin and Cantonese, and is a frequent speaker at numerous well-attended international and domestic forums and seminars for ultra/high-net-worth audiences.
As a Business Owner Specialist, High Net Worth Planning Services, Mark, together with your primary RBC advisor, helps you explore succession, tax, retirement and estate planning issues you face as a business owner.
Prior to joining RBC, Mark spent over 14 years in the Private Company Services tax group of a Big 4 accounting firm in Toronto. Acting as a trusted business advisor for Ultra High Net Worth families, Mark was responsible for the creation and implementation of effective strategies for wealth preservation and accumulation in the context of tax, estate and succession planning for owner-managers of private companies, senior executives of public companies and professional athletes.
Mark is a Chartered Professional Accountant, Chartered Accountant, Certified Financial Planner, and a Trust and Estate Practitioner. He has completed the Society of Trust and Estate Practitioners Advanced Certificate in Family Business Advising, all three levels of the CPA Canada In-Depth Tax Course, as well as the Advanced Tax Issues for the Owner-Managed Business Course and the Corporate Reorganizations Course. Mark has served as Chair of the Board of Evaluators for CPA Ontario and Treasurer for the Boys and Girls Clubs of Ontario. He obtained his Bachelor of Commerce (Hons.) from Queen’s University.
Anna Kubicek, CLU, CFP
Vice-President & Estate Planning Specialist, RBC Wealth Management Financial Services Inc.
Anna’s greatest source of satisfaction is the success of others. Her relationship with each client is built on respect and trust. No matter how effective the recommended solution may be from a tax and estate planning perspective, Anna’s final words to each client are “follow your instinct, it must feel right.” As she puts it, “One thing my investment advisors and clients always say to me is, I feel understood.”
Truly hearing her advisor partners and clients is much more than just a feel-good exercise. It is essential to providing the elite level of service delivered by Anna and her team. “In order to provide clients with the best solution, I first have to understand their needs. Often, these needs are expressed at a level beneath the spoken words, and so I listen with what I call my ‘third ear’ to hear the true message.” Anna has two boys, Matthew and Nick. She teaches them her trademark: “Do what you say, do the right thing and always persevere.” Anna joined RBC in 2011. She holds both the Certified Financial Planner (CFP) and Chartered Life Underwriter (CLU) designations, and is a member of Advocis and CALU.
Contact our team
Please fill out the information below to contact our team.*Required fields