HNW Blog

In 2023, Canada launched the FHSA (Tax-Free First Home Savings Account), a new financial tool designed to help first-time home buyers save up to $40,000 tax-free. Think of it as a hybrid between the RRSP and TFSA: you get the tax-deductibility of an RRSP...

If only we were to get a dollar for every client who either tells us they don't have a will, or that it hasn't been updated for a long-time.... As part of our offering, we do provide those qualifying clients with a will and estate consultation through...

The perfect storm, it feels. A strong equity market + an increase in the capital gains inclusion rate means more emphasis/planning to reduce our tax bill come April. Mind you, there is still a couple of months left in 2024, and if you are as tuned into...

So, what’s the big idea with TFSAs? Simple. They’re one of the best savings tools in Canada because they allow your investments to grow tax-free. That’s right, no tax on interest, dividends, or capital gains. The TFSA started back in 2009, and the government...

Are You Really a Canadian Tax Resident? Find Out Before It's Too Late!"

I love the Olympics. Yes, I am biased given that I dedicated a good part of my life to the Olympic dream; nonetheless, the athlete stories are so powerful, and inspiring. With the 2022 Beijing Winter Games coming to an end and all the success of our Canadian...

In this quarterly update, John Hastings and Jim Noble discuss why investors should be cautious in the short-term, and thoughts on positioning in their portfolio.

A little recognition goes a long way…. I was recently asked to participate by Advisor’s Edge (an online publication for Canadian investment/wealth professionals) with two other advisors from different firms and from different parts of the country, to...

As you all know (and if you don’t, you know now.), I spent my younger years as a member of the National Kayak team. As I learned through my many years racing, to be successful in kayaking I had to play to my strengths. I stood out as one of the bigger/taller...