HNW Blog

Succession planning has always been one of the most challenging moments in a business owner’s journey. Traditional approaches, selling to a competitor, private equity, or internal management, often create uncertainty for both founders and employees. But...

We were thrilled to have recently hosted Stephanie Dean, Manager of Financial Literacy at RBC Wealth Management to discuss the ins and outs of talking to your family about wealth. With her extensive experience working with families across the wealth spectrum...

As a grandparent or a new parent, you likely want to give your loved ones every advantage in life—especially when it comes to education. With post-secondary tuition costs steadily rising, planning early can make a world of difference. One of the most...

Over the years, we have seen countless headlines, political rhetoric, and policy shifts that have shaped both economic outcomes and investor behavior in the equity market. These cycles often create uncertainty, lack of clarity, and, in many cases, outright...

Many couples assume they can split income from joint accounts to minimize their tax bills, but that’s not always the case. According to Canadian tax rules, each spouse must report income based on their individual contributions to the account. For example...

The Corporate Wealth Transfer strategy is common planning strategy that helps business owners transfer surplus assets held in their Canadian Controlled Private Corporation (e.g. a holding company). This approach is ideal for those with excess cash or...

Is it to late to wish you all a happy new year? I have never figured out the appropriate etiquette here. In any event, happy new years! If you haven’t already received a call or email from Sara or someone on our team, you will soon. As we roll into 2025...

How We Manage Risk To understand how we manage risk, it’s important to first define risk. To us, we think of risk as not having money when you need it. Let us illustrate this concept with a very simple example: Your car is 7 years old with 200,000 km...

In 2023, Canada launched the FHSA (Tax-Free First Home Savings Account), a new financial tool designed to help first-time home buyers save up to $40,000 tax-free. Think of it as a hybrid between the RRSP and TFSA: you get the tax-deductibility of an RRSP...