HNW Blog

From contributing at the beginning of the year to setting a savings target, these tips can help you make the most of your RRSPs.

Find out what income splitting is, and how a prescribed rate loan strategy may be beneficial for you as part of tax planning.

Learn the main​​ features of each registered investment plan to figure out which one is right for you.

Learn how you can benefit from investing in tax-advantaged plans, such as a TFSA, RRSP and RRIF.

The perfect storm, it feels. A strong equity market + an increase in the capital gains inclusion rate means more emphasis/planning to reduce our tax bill come April. Mind you, there is still a couple of months left in 2024, and if you are as tuned into...

So, what’s the big idea with TFSAs? Simple. They’re one of the best savings tools in Canada because they allow your investments to grow tax-free. That’s right, no tax on interest, dividends, or capital gains. The TFSA started back in 2009, and the government...

Summary: Donating to charity not only helps causes you care about but also provides significant tax benefits. By donating to registered charities, you can claim a non-refundable tax credit, reducing both federal and provincial taxes. The credit is higher...

Unlock the secret to maximizing your retirement savings! Discover how an Individual Pension Plan can help you save more, protect your assets, and boost your retirement income.

After being announced earlier this year, finally we have some more info to share on the First home savings account ("FHSA"). Our team has put together the piece below for further reading. On first glance, this can be a great tool for those looking at...