Private Investment Management offers you:
My investment experience
I have been working in the financial industry since 1994. I started my career in banking with one of Canada's major chartered banks, as a banker. Then, in 2002, I obtained my licence as an investment advisor and joined RBC Dominion Securities’ team of investment advisors in the Laval office. Subsequently, in 2005, I obtained my discretionary portfolio manager licence.
Note about my management style: As a Private Portfolio Manager, my style is based on the belief that the buying price is the first element to consider in adding a stock to a portfolio. The goal is to hold the best companies that can offer a bargain due to their activity sector, financial results that are less favourable than anticipated, stock markets that have inflated the problem that the company faces, etc. So, I believe that these stocks are good investments and will eventually yield favourable results.
Portfolio composition: U.S. or Canadian dividend investment portfolios can generate high dividend income and have a high long-term capital growth potential. Portfolios have a composition of around 35-40 Canadian and U.S. stocks.
Stock selection process: In the active management of the portfolio, my priority as a manager is risk management. Protecting the initial capital is a priority in each investment decision. I use weighted stocks in four main sectors. Then, depending on market fluctuations, I make use of an effective sector rotation to take advantage of bargains. Stocks for the portfolio are mainly selected in collaboration with RBC Wealth Management’s Portfolio Advisory Group.
Portfolio diversification: For portfolios worth more than $5 million, I am also able to bring in external managers on a discretionary basis to diversify management styles and increase portfolio diversification. For instance, currently, external managers are used for U.S. growth mandates and also for the selection of international dividend stocks.
By choosing Francis Couillard’s Private Investment Management, you are opting for a portfolio manager whose priority is to protect your wealth, with an approach based on dividends and optimal portfolio diversification to profit from the financial markets.
My description of the risk management process
Earning your trust through better risk management.Discretionary management of assets worth more than $45 billion depends on trust. Private Investment Management clients entrust us with great responsibility. We handle this duty with the highest degree of professionalism and are well prepared for it.
Risk management method: By using a strategy with a maximum of 5% per stock and also investing in stocks with dividends, we minimize portfolio risk.
Save time: You delegate your daily investments decisions.
Trust: We respect clearly established portfolio profiles and are fully supported by RBC Dominion Securities’ resources.
Unique personal approach: We work directly with you to build a portfolio in accordance with your own needs.
Tax advantages: As you directly hold the stocks in your portfolio, we can take strategic decisions to buy or sell according to your tax situation.
Standards: Portfolio management guidelines set the basic standards for quality and diligence for each portfolio, which is managed in compliance with government and industry regulations.
Goals: The Investment Policy Statement clearly spells out your investment objectives and limits.
If you would to have more time to spend on what is important to you and at the same time know that your portfolio is in the hands of trusted professionals, please consider Private Investment Management. For more information, please do not hesitate to contact us.
