Research and resources

Life is often about making choices, choices that require us to give up one thing to attain another. Often, our choices are clear ones for which we know the “right” versus the “wrong” decision. Others are dictated by our budget or means, or by simple preference...

Building a house without a blueprint; facing off against the opposing team in the Olympics (Go, Canada, go!) without a strategy; trying to reach a destination without a map. What do these things have in common? There’s no plan, and without a plan, it’s...

Canada The economy headed into the closing days of 2025 with a (mild) bang and not a whimper, as third quarter GDP and late fall employment strengthened (Sep-Oct-Nov = +181,000) despite the moderation in December’s job growth (+8,000). While overall Inflation...

Canada U.S. tariffs on key Canadian exports, including energy products, aluminum, steel, and any products that are not qualified as covered under the Canada-U.S.-Mexico Agreement (CUSMA), have now clearly bitten into the country’s economic growth, with...

“Cybercrime is the greatest threat to every company in the world.” ~ Ginni Rometty, former President & CEO, IBM The numbers are sobering, and they hit directly at a business's bottom line. According to Statistics Canada, one in six of all Canadian businesses...

As the year winds down and we approach the final quarter of 2025, there's still time to make strategic moves that could save you time and money when tax season arrives next April. Rather than scrambling then, or worse, realizing that you didn’t take advantage...

We often get the chance to try out big purchases before committing, but unlike buying a car, there’s no way to take retirement for a test drive. Or is there? Retirement is no longer just a point in time, but rather another whole life stage than can last...

Stagflation can have a devasting impact on economies, combining stagnate (STAG-) or even negative economic growth, with elevated or rising inflation (-FLATION). Stagflation is the worst of both worlds. A stagnant economy struggles to create jobs and growth...

Every parent shares the same hope – watching their child reach their full potential. A quality post-secondary education remains one of the most powerful gifts you can provide, opening doors to better career prospects and higher lifetime earnings. But...