We believe that real wealth involves far more than managing money.
It is the peace of mind in knowing your solid portfolio strategy is closely aligned to a fully functional financial plan, a relevant tax strategy, a meaningful estate plan and appropriate insurance solutions that manage you financial risk and ensure your loved ones are properly looked after. We also provide you with a trusted banking partner who will look after all your banking needs.
Every client has a clear Investment Strategy
Working closely with you, we provide a clear investment strategy which reflects your income and return objectives at a level of market risk you are willing to absorb. Your portfolio is reviewed and rebalanced on a quarterly basis according to your personalized written Investment Policy Statement. This provides you with confidence that your money is being managed in a consistent and professional manner.
Every client has a fully functional Personalized Financial Plan.
We believe that functional is the key word. Our plans are more than a pretty bound document. It is a useful road map that either confirms that you are on the correct financial path, or assists us in outlining the direction needed to reach your goals. This provides peace of mind.
Every client has a relevant Tax Strategy.
Our priority is to structure your accounts and select tax efficient strategies, to help preserve income generated from your investments. If you are charitable in nature, we will also provide guidance for you to maximize the gift to your selected charity in the most cost efficient manner. Succession planning is vital for business owners; we help provide a sound transition from one owner to the next, while reducing the total income taxes payable. We will work with your tax partner, or one recommended by us, to ensure you preserve your capital, and maximize your after-tax income.
Every client has a meaningful Will and Estate Plan.
Our will and estate consulting team reviews your current will and makes recommendations to make sure your last wishes and desires will be followed. We partner with your lawyer or with one recommended by us in this process.
Every client has the appropriate Insurance Solutions.
We review your present insurance plan to confirm, or recommend strategies that reduce your family’s financial risk in the event of a critical illness or disability and to ensure your loved ones are properly looked after.
Every client has a trusted Banking Partner.
Working with a trusted banking partner ensures that there is complete synergy between your investment plans and your banking needs. Having an effective strategy for managing your cash flow needs is a critical element in fulfilling your overall Financial Plan.
Every client has a dedicated Service Plan.
You receive a document that outlines the services we provide, a schedule for meetings, and guidelines for when we will contact you, and when you should contact us. We also provide a written full disclosure of the costs for our services.
All of my clients benefit from my guidance, direction and expertise, and I trust you will too.
~ Ed Clayson