Financial Planning


Sandra Koller, CPA, CA

Financial Planning Specialist, RBC Wealth Management

Estate Planning


Todd Sysak, CLU, TEP

Estate Planning Specialist, RBC Wealth Management Financial Services Inc.

Personal and Agriculture & Corporate Banking 

Our partnership with RBC Royal Bank means we are able to offer you the full range of products and services, the financial stability and the combined skills of two of Canadas leading financial institutions. Together, we work to offer you the best, most qualified, conservative investment advice.

Michelle Kasper TEP, PFP

Senior Trust Advisor
RBC Wealth Management, Estate & Trust Services
Royal Trust Corporation of Canada

As a Senior Trust Advisor, Michelle Kasper serves clients throughout Southern Alberta located in the Calgary office. Michelle has been a trust professional since 1995, and provides leadership and direction on Trust and Estate matters. Michelle works with individuals, families and businesses to provide customized estate, trust and incapacity solutions. Whether it is helping someone to settle an estate, establishing a trust to ensure the successful transfer of family assets, or arranging to assist with the administration and responsibilities for a Power of Attorney, Michelle can help.

A graduate of the University of Calgary with a Bachelor of Arts (B.A.) degree, Michelle has continued to deepen her knowledge and expertise with key industry designations including the Trust and Estate Planner (TEP), Certified Financial Planner (CFP), and Personal Financial Planner (PFP) designations. Michelle is also a member of the Calgary Estate Planning Council. 

John Simes, J.D

Vice President and Will & Estate Consultant
RBC Wealth Management Services

John attended the University of Manitoba and received a Juris Doctor in 2002.

Prior to joining RBC, John worked with a prominent national law firm and a large trust company where he gained extensive experience in estate administration, Wills, trusts, powers of attorney and personal directives.

John is a member of The Law Society of Alberta, The Canadian Bar Association and The Calgary Bar Association.

In appreciation of your valued business relationship with us, your advisor is pleased to offer you a complimentary Will & Estate Planning consultation with John, a Will & Estate Consultant.

John works closely with your advisor to provide you with information on structuring your estate in an efficient and tax-effective manner. Following your meeting, John will provide you with a report outlining various estate planning issues for you to explore in further detail with your own lawyer or accountant.

M.C. (Mike) Macoun, CLU, CHS, TEP

Vice-President and Estate Planning Specialist

M.C. (Mike) Macoun offers effective solutions to the problems of excess taxation, estate preservation, and business succession faced by many of our firms clientele.

Mikes relationships with top-ranked insurance companies are a great asset when working to secure your wealth. Specializing in estate planning, Mike provides solutions to various wealth management issues, and can focus on both personal and corporate solutions to help increase your net worth and reduce the impact of taxation today and at death.

Mike was born in Hamilton, Ontario and raised in the Greater Toronto Area, and attended Miami (Ohio) University on a hockey scholarship. He entered the financial services industry in 1988 with a major Canadian insurer in its executive training program.

Following his initial success there, he opened his own financial planning practice in Calgary in 1995, specializing in estate planning and employee benefits planning for individuals and business owners. In 1997, Mike formed a partnership with one of the largest independent mutual fund providers in Canada, and became a partner/manager in their Estate Planning Department for Western Canada.

Mike is an active member of Advocis (The Financial Advisors Association of Canada), CALU (Conference of Advanced Life Underwriting and The Society of Trust and Estate Practitioners (STEP). Additionally, he has obtained the Chartered Life Underwriter (CLU), Certified Health Insurance Specialist (CHS) and Trust and Estate Practitioners (TEP) designations. He lives in Calgary with his wife and two children. He is active in community organizations and is a past President of Bow Valley Hockey Society, a non-profit minor hockey organization for youths.

Coady Cormier, B.B.A.(Finance), LL.B., TEP

Vice President, High Net Worth Planning Services
RBC Wealth Management Services
Coady has assisted high-net-worth and ultra-high-net-worth families with tax and estate planning since 1992.
His guidance supports clients in their relationship with their external professional advisors, with whom he frequently interacts.
His expertise includes tax and estate planning for executives, business owners, professionals, retirees and those individuals with U.S. issues.
Coadys background includes the CICA In-Depth Tax Course (Parts I, II and III), a law degree from Dalhousie Law School and a finance degree from Bishops University. Called to the Ontario Bar in 1992 and the Alberta Bar in 1998, Coady honed his expertise as a tax, legal and estate professional in private practice, in government and while with a trust company.
Coady is a member of the Canadian Tax Foundation, the Canadian Bar Association (Southern Alberta Branch, Tax Specialist and Wills Sections) and the Society of Trust and Estate Practitioners (Canadian Chapter, Calgary Branch). He holds a Full Life Insurance Licence in Alberta.